Diversifiez votre portefeuille de dettes
Le mouvement a surpris: les taux à 10 ans ont retrouvé des niveaux jamais revus depuis 2014. Comment positionner son portefeuille de financements immobiliers dans cet environnement volatil et incertain?
Présentation de différents scénarios et des stratégies pour les affronter par Michaël Jaquet, fondateur et CEO de DebtPilot et Sébastien Roduit, responsable du département Immobilier à la BCV.
Solutions, whatever your needs
Fixed-rate mortgage loan
With our fixed-rate loan, you'll know exactly how much your loan payment will be every month. Ideal if you have a steady income and want to avoid any unpleasant surprises from rising interest rates.
Variable-rate mortgage loan
Opt for a variable-rate loan if you aren't bothered by changing interest rates and want to be able to save money when rates go down – knowing that they might also go up.
Short term mortgage loan
If you follow the financial markets closely and generally have a good idea of where interest rates are headed, then our short term mortgage loan could be for you. It lets you take advantage of falling interest rates, or even refinance your loan if market conditions change.
If you want home financing based on the SARON benchmark, opt for our SARON mortgage loan. You just need to have sufficient liquidity on hand in the event that rates rise.
Home construction loan
Our easy, secure Building Plus loan can be used to finance all types of home construction and renovation projects.
Financing your project
Do you want to buy or build a property? Our advisors are here to help you do precisely that.
BCV mortgage loans offer a variety of options: fixed rates, variable rates, building loans and incentives to invest in energy-efficient properties.
Financing your project
Do you want to buy or build a property? Our advisors are here to help you do precisely that.
BCV mortgage loans offer a variety of options: fixed rates, variable rates, building loans and incentives to invest in energy-efficient properties.
Finding the right spot
To help you find what you’re looking for, visit newhome.ch. This website publishes offers of properties for sale or rent all over Switzerland. The site is supported by 15 cantonal banks, including BCV.
Knowing the local property market
BCV is a key player on the Vaud property market, and our advisors are extremely well informed. We also have a team of real-estate specialists who can put buyers and sellers in touch with one another. Don’t hesitate to contact them. They’re less than 10 minutes away, wherever you are in the canton.
BCV Immobilier
An in-depth look at Vaud’s real estate market
Every spring and fall, we publish our BCV Immobilier report giving you the information you need to navigate the Vaud real estate market. It includes:
- Price trends by town and region, illustrated in maps and charts;
- An overview of the local economy;
- Closer looks at particular aspects of the market or at specific regions;
- Updates on rental prices, commercial real estate, and real estate investment vehicles.
Available in French at www.bcv.ch/pointsforts or www.bcv.ch/La-BCV/Actualite-et-medias/BCV-immobilier
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Other legal information
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Disclaimer
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