A working capital loan is a credit limit on your current account, which you can use at any time without further approval.
Highlights
A working capital loan gives you easy access to funds, and there’s no withdrawal limit. The interest rate is variable, and it is calculated based on the amount you have drawn down, not the amount of the limit granted.
The terms of the credit limit will be tailored to your company’s financial situation. The interest rate will be lower if you provide a loan guarantee. We offer this facility in Swiss francs and other currencies.
You can combine your working capital loan with a fixed-term advance, which means that your credit limit is also available to you in the form of a fixed-term advance, which offers a more attractive, fixed interest rate.
Fees and conditions
Fees and conditions
Minimum amount
CHF 20,000 (with or without regular loan payments)
Term
Unlimited
Interest rate
Variable
Set in accordance with the company’s financial situation and any loan guarantee provided
Commission
Quarterly commission of 0.25% on the highest debit balance over the period
Currencies
Available in CHF and all other main currencies
Interest due
Quarterly
Learn more
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