BCV capital goods loan

At each stage of your company’s life cycle, you’ll need to invest in capital goods. You can do this via a BCV capital goods loan.

Highlights

A capital goods loan is a fixed-rate loan. The term of the loan will depend on the useful life of the equipment in question. This type of loan gives you good visibility for your financial expenses, as installments remain constant throughout the term of the loan.

At the end of the useful life of the capital goods, the loan has been fully repaid.

Green bonus

Get six months interest-free when you use your loan to purchase eco-friendly equipment.

 

Capital goods loan versus leasing

  • The equipment belongs to you and only you.
  • You can use a single loan to acquire several items.
  • A capital goods loan offers greater flexibility concerning the initial downpayment.

Fees and conditions

 

Details

Minimum amount

  • CHF 50,000

Term

  • Generally 2 to 7 years
  • The term corresponds to the equipment’s useful life

Interest rates

  • Fixed
  • Set individually based on the company’s financial situation

Principal and interest payments

  • Quarterly
  • Principal and interest payments are made each quarter, and the amount due remains the same throughout the term of the loan.

Why take out an investment loan?

If your company, like Élite Group in this video, needs to make a major investment in order to expand, one option is to take out an investment loan. But what exactly is an investment loan and how do they work?

Watch this video to find out more (in French only)

Print the fact sheet

Learn more

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