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BCV capital goods loan

At each stage of your company’s life cycle, you’ll need to invest in capital goods. You can do this via a BCV capital goods loan.


A capital goods loan is a fixed-rate loan. The term of the loan will depend on the useful life of the equipment in question. This type of loan gives you good visibility for your financial expenses, as installments remain constant throughout the term of the loan.

At the end of the useful life of the capital goods, the loan has been fully repaid.

Green bonus

Get six months interest-free when you use your loan to purchase eco-friendly equipment.


Capital goods loan versus leasing

  • The equipment belongs to you and only you.
  • You can use a single loan to acquire several items.
  • A capital goods loan offers greater flexibility concerning the initial downpayment.

Fees and conditions



Minimum amount

  • CHF 50,000


  • Generally 2 to 7 years
  • The term corresponds to the equipment’s useful life

Interest rates

  • Fixed
  • Set individually based on the company’s financial situation

Principal and interest payments

  • Quarterly
  • Principal and interest payments are made each quarter, and the amount due remains the same throughout the term of the loan.

Print the fact sheet

Learn more

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