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Variable-rate mortgage loan

A variable-rate mortgage loan is a flexible financing solution that is particularly well suited if you are planning to sell your property in the near future.

Highlights

If you think you may have to sell your property soon, you can do so quickly with a variable-rate mortgage loan because the loan cancellation period is short.
The interest rate is variable, which means it changes in line with market conditions. So if rates fall, the interest rate on your mortgage will go down too.

Rates and conditions

	Details
Minimum amount	Minimum: CHF 20,000
Maximum amount	Residential properties: max. of 80% of the property's value Other real estate: between 50% and 70% of the property's value
Term of the loan	No set term The notice period for termination of the loan is 6 months
Interest rate	Customized
Principal repayment	Generally 1.25% of the loan amount per year
Due dates	Half-yearly installments include interest and principal repayment

Credit Fee Schedule (253.3 kB)

You can switch to another BCV mortgage loan at any time.

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Related services

Fixed-rate mortgage loan

With a fixed-rate mortgage loan, your payments will remain the same for the entire loan term.

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