A fixed-term advance is a business loan that offers a stable interest rate throughout the term of the loan. It can help your company meet its cash-flow and spending needs.
Highlights
The amount of the fixed-term advance is paid into your BCV current account. You can repay the loan in one go at the end of the term or roll it over.
The fixed interest rate is set in accordance with your financial situation and any loan guarantee provided. The frequency of interest payments will depend on the term of the loan.
When interest rates are low, a fixed-term advance may be a good option to finance certain expenses by your company.
Fees and conditions
Details
Minimum amount
CHF 200,000 (CHF 1,000,000 for a term of less than 3 months)
Term
1-12 months
Interest rates
Fixed
Set individually based on your situation and any loan guarantee provided
Repayment
Not normally necessary during the term of the loan
Full amount repaid at the end of the term
Frequency of interest payments
Depends on the term of the loan
Learn more
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