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LSV+ and Business Direct Debit (BDD)

For easy settlement of your recurring invoices in CHF or EUR

Make it easy for your clients to pay their recurring bills

Automated payments

Less customer admin

Streamlined cash flow

With the LSV+ and BDD services, bill amounts are automatically debited from your clients’ accounts in Switzerland and Liechtenstein. This streamlines the entire payment process for your recurring bills, from collecting payments to importing data into your accounting software.

Which system is right for me?

LSV+ direct debit

For your recurring invoices in CHF or EUR

Enhanced consumer protection: clients have the right to contest a payment (for up to 30 business days after notice of debit has been given)

Payment order sent in pain.008 or LSV+/BDD (GT875/890) format via payCOMweb

Clients must approve the direct debit process beforehand

Business Direct Debit (BDD)

For your B2B invoices in CHF or EUR

Clients don’t have the right to contest a payment

Payment order sent in pain.008 or LSV+/BDD (GT875/890) format via payCOMweb

Clients must approve the direct debit process beforehand

How it works

On the payment due date, your accounting software sends a direct debit file via the payCOMweb interface to SIX, which sends a list of transactions to be carried out to the banks concerned.
Those banks debit your clients’ accounts, and the total amount of successful debits is credited to your account on the specified date.
The incoming payment data is provided to you via a camt.054 file.

What you need

We offer both the LSV+ and the BDD services for free. However, to use them, you must:

have accounting software with an LSV module that can generate pain.008 (ISO20022) or LSV/BDD files and can process camt.054 payment files
sign up for one of the two services with us and receive your log-in details (e.g., your LSV+/BDD ID)
activate your access to the payCOMweb interface provided by SIX so you can send and release your direct debit files
have each of your clients sign a direct debit authorization form and send it to their bank for verification and activation.

Learn more

For more information from SIX Banking Services, see:

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0844 228 228

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In principle, any information and/or documents appearing on this website that relate to financial instruments or services within the meaning of the Swiss Financial Services Act (FinSA) are considered advertising materials pursuant to this Act.