Watch out for fraud! Be wary if you get a phone call from someone claiming to be an IT support person. Never install remote-access software, and when making payments be sure to check the payee’s bank details and the amount. Your log-in details are confidential – never share them with anyone!

❮ Back

Visa Debit card

Key features

  • Withdraw cash at ATMs anytime, both in Switzerland and abroad
  • No risk of overdrafts: you can withdraw only as much money as what's in your account
  • Pay for purchases in shops and online
  • Get special entertainment deals through BCV EXTRA

Details

Hassle-free

Withdraw cash at ATMs anytime, both in Switzerland and abroad

Deposit notes and coins at selected BCV ATMs

Make fast, secure payments in Swiss and foreign stores and online shops with your Visa Debit card.

Thanks to contactless payment, you can make purchases of up to CHF 80 with a simple wave of your hand. No need to sign a receipt or enter a PIN

View your recent transactions and account balance at all BCV ATMs

Link your card to several accounts, so one card is all you need to make deposits, withdraw cash, and view account balances

Enhanced security

Overdrafts are not allowed, so withdrawals and purchases are authorized only if there's enough money in your account to cover them. That means you can't be tempted to spend more than you have.

To help prevent payment card fraud (like skimming), transactions outside Europe are capped at CHF 300/day. Keep that in mind when you travel, and take another type of card with you such as a credit card or prepaid card.

You cannot use your Visa Debit card in countries or regions subject to sanctions or embargoes. The current list of those countries and regions is: North Korea, Crimea, Cuba, Iran, and Syria.

Contact us immediately if your card is lost or stolen. We will cancel the card and issue a new one right away.

Fees and conditions

 

Fees and conditions

Admin fee

  • CHF 40/year

Withdrawals at ATMs operated by BCV or other cantonal banks

  • No fee

Withdrawals at other ATMs in Switzerland

  • CHF 3/withdrawal in CHF
  • CHF 5/withdrawal in EUR

Withdrawals at ATMs outside Switzerland

  • CHF 5 + 0.5% of amount withdrawn

In-store purchases in CHF in Switzerland

  • No fee

In-store purchases in CHF outside Switzerland

  • CHF 2 per transaction

In-store purchases in other currencies outside Switzerland

  • Amount converted at the exchange rate + CHF 2 per transaction

Online purchases in CHF

  • No fee

Online purchases in other currencies on foreign websites

  • Amount converted at the exchange rate + CHF 1 per transaction

Reminder and card-blocking fees

  • CHF 20 each time

Useful documents (in French)

Learn more

Log in to BCV-Net

If you are a BCV client with BCV-net, we suggest you log in to BCV-net and contact us using the secure messaging service

Call us

We’re available Monday to Friday, from 8:00am to 6:00pm

 

 

Visit us

Come to one of our branch offices