Commercial leasing

With commercial leasing, you can carefully plan out your spending when you need to purchase or upgrade capital goods such as machines, furniture, company cars, IT equipment, etc.

Highlights

  • You don’t need to tie up your company capital or use your credit limit
  • Financial expenses are tax-deductible, and you can recover the VAT included in the monthly installments.
  • You know exactly how much you’ll have to pay throughout the term of the contract.

How it works

Our leasing services are offered in partnership with Zürcher Kantonalbank (ZKB).

Fees and conditions

 

Details

Minimum amount

  • CHF 50,000

Term

  • Generally 2 to 6 years
  • The term of the leasing contract depends on the lifespan of the item in question, requirements regarding the item’s use, and other key financial considérations.

Interest rates

  • Fixed
  • Set individually based on the company’s financial situation

Interest payments

  • Monthly (quarterly or half-yearly in exceptional cases)
  • The first installment is due after delivery of the leased item

Repayment

  • On a straight-line basis, calculated based on a residual value of between 0.5% and 2% of the purchase price
  • Declining balance and seasonal repayment options are also available depending on your needs
 

Learn more

Log in to BCV-Net

If you are a BCV client with BCV-net, we suggest you log in to BCV-net and contact us using the secure messaging service

Call us

We’re available Monday to Friday, from 8:00am to 6:00pm

 

 

Visit us

Come to one of our branch offices

Related services

BCV capital goods loan

The purpose of this loan is to purchase capital goods. Loan installments remain the same throughout the term, which is set according to the useful life of the equipment being financed.

 

Corporate current account

With this current account, managing your cash flow is simple, efficient and flexible.

 

BCV-net

Manage your accounts and carry out transactions safely and easily online.