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Business loans

We offer a range of business loans to meet your needs for every stage of your company’s development.

Overview

SME direct credit facility

Whether you need working capital, equipment, or a bank guarantee, this credit facility has got you covered. Apply online and get a personalized offer of up to CHF 100,000 in just 15 minutes.

Working capital loan

This is provided in the form of a credit limit on your current account, so you have the cash you need to run your company.

Fixed-term advance

This is a short-term loan, with a fixed term and interest rate. It can be used to meet both cash-flow and spending needs.

BCV capital goods loan

The purpose of this loan is to purchase capital goods. Loan installments remain the same throughout the term, which is set according to the useful life of the equipment being financed.

Commercial leasing

This is a way of financing new capital equipment without tying up company funds.

Bank guarantee

Under this arrangement, BCV guarantees liabilities – yours or those of a third party – incurred as you invest in your business.

Many possibilities

Whether you are looking to upgrade your equipment, facing a cash shortfall or involved in complex trade deals, you will find a loan solution that is suited to your needs.

 

How it works

Capital goods

 

Operating loan

  • Credit limit / variable interest rate
  • Min. CHF 20,000

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Find out more

Request a credit facility

Fixed-term advance

  • Term of 1 to 12 months / fixed interest rate
  • Min. CHF 100,000 (CHF 1,000,000 for a term of less than 3 months)
  • Term of 1 to 12 months / fixed interest rate
  • Min. CHF 100,000 (CHF 1,000,000 for a term of less than 3 months)

Find out more

BCV capital goods loan

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  • Fixed-rate loan / term of between 2 and 7 years depending on product
  • Min. CHF 50,000

Find out more

Request a credit facility

Commercial leasing

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  • Fixed-rate loan with regular payments / term of between 2 and 6 years depending on useful life of the equipment
  • Min. CHF 50,000

Find out more

Learn more

Write to us

If you are a BCV client with BCV-net, we suggest you log in to BCV-net and contact us using the secure messaging service

Call us

We’re available Monday to Friday, from 8:00am to 6:00pm

 

 

Visit us

Come to one of our branch offices

Useful links

To find out more about our financing solutions, check out the following pages: