- With Building Plus, one loan – with only one interest rate – covers both the construction or renovation and then the subsequent mortgage loan for your business premises.
- The interest rate is fixed, which makes it easier for you to keep track of your financial expenses from the very beginning of your project. You can therefore plan ahead – and there won't be any nasty surprises on the way.
- As two products are combined into one, the terms are more attractive than with a conventional solution.
- Your building loan will be converted into a mortgage loan once construction is complete. But the date for the switch doesn't have to be specified when you take out the loan.
You pay zero interest for the first 12 months of your BCV fixed-rate mortgage loan or Building Plus loan (minimum term: five years) to finance an energy-efficient property or green renovations.
Our guide on energy-saving renovations outlines the key steps in the process and points you to the resources you’ll need to successfully carry out your project.
Guide to Energy-Efficient Renovations (in French only, 1.1 MB)
The following kinds of renovations are considered ecological: thermal insulation; total renovation; replacing a fossil fuel heating system with an air-to-water, geothermal, or water-to-water heat pump; installing solar panels; installing solar thermal collectors; replacing windows. Be sure to discuss this with your advisor during your mortgage loan meeting.
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When your loan reaches the end of its term, you are free to switch to a different BCV mortgage loan if you so choose.
Credit Fee Schedule (250 Kb)
With our digital payment management system, you can use BCV-net or BCV Mobile to submit construction invoices and advance payment requests in just five easy steps.
Why it’s great:
- Secure, 100% digital process
- No paper, no postage
- Short processing times
- Easy payment tracking
Five easy steps:
Prêt Construction Plus
Si votre entreprise souhaite bâtir ou transformer des locaux, le prêt Construction Plus est la solution idéale. Il couvre en un seul contrat à taux fixe le crédit de construction et sa conversion en prêt hypothécaire dès la fin des travaux.
File size : 38 KB - Last update: 07.04.2017
Green Bonus
We will waive the interest payments on your loan for the first 12 months if you use it to buy or build a home that meets certain predefined criteria or to make energy-efficiency improvements.