Fixed-rate mortgage loan

If you are looking to purchase premises for your company or make a real-estate investment, a fixed-rate mortgage loan may be appropriate. The advantage of this type of loan is that the payments you make will remain the same throughout the term of the loan.

Highlights

With a fixed-rate mortgage loan, you can buy real-estate while remaining protected against a rise in interest rates.
This is ideal for medium- or long-term planning, and you can take advantage of low interest rates over the long term.

Rates and conditions

	Details
Minimum amount	CHF 100,000
Maximum amount	Multifamily residential properties: max. of 80% of the property's value Other real estate: between 50% and 70% of the property's value
Term of loan	2 to 10 years
Interest rate	Customized fixed rate
Principal repayment	Generally 1.25% of the loan amount per year
Due dates	Quarterly Quarterly installments include interest and principal repayment

Credit Fee Schedule (157.5 kB)

Learn more

Visit us

Come to one of
our branch offices

Find your nearest branch

Call us

We’re available Monday to Friday,
from 8:00 am to 6:00 pm

0844 228 228

Write to us

We'll get back to you
within one working day

Request information

Finding properties

newhome.ch publishes free ads for properties that are for sale or rent all over Switzerland. The site is supported by 17 cantonal banks.

www.newhome.ch

Related services

Property account

This accounts lets you easily manage all the transactions related to your real-estate properties.

BCV Multifix mortgage loan

This loan is made up of several fixed-term tranches that can be tailored to your situation. It combines the advantages of short-term rates with the stability of long-term rates.

Variable-rate mortgage loan

This mortgage loan is a flexible way of financing your property and means you can react quickly if you are looking to sell.

Please read our website and email Terms and Conditions before using our website or contacting us by email.
Other legal information
© 2002-2021 Banque Cantonale Vaudoise, all rights reserved.

Siège et adresse postale

Agence BCV
Place Saint-François 14
1001 Lausanne

BCV
Case postale 300
1001 Lausanne

Agences et bancomats

See all our branch offices

Appelez-nous

We are available Monday to Friday from 8:00am to 18:00pm.

0844 228 228

Autres moyens de contact

Vous disposez de nombreux autres moyens de contact

Find the nearest branch office

Select a branch office on the map or enter a postal code to find the closest branch:

Have a question? Browse our FAQ.

If your card has been lost or stolen, you can block it using the following hotlines:

- Mastercard or Visa credit card: +41 (0)58 958 83 83
- Maestro card:
   - If you're calling from Switzerland (Mon-Fri 7:30am to 7:30pm): 0844 228 228
   - If you're calling from outside Switzerland (Mon-Fri 7:30am to 7:30pm): +41 (0)21 212 10 00
   - Outside of the above hours, from both Switzerland and other countries: +41 (0)44 271 22 30

If your BCV-net access has been blocked
After three incorrect password or access code attempts the system automatically blocks the account. Should this occur, please contact our helpline on 0844 228 228 or +41 (0)21 212 10 00, Mon-Fri 7:30am to 7:30pm.
What's my IBAN?
Your IBAN (International Bank Account Number) is a 21-position number that can be found on your Maestro card, as well on your account statements. You can also find it in BCV-net, when you click on the account you wish to know the IBAN for (at the bottom of the screen) or you can use our IBAN converter.

Previous news

Banknote exchange rates

Currency	Buy	Sell
Euro (EUR)	1.0530ezembed	1.1130ezembed
Pound Sterling (GBP)	1.1380ezembed	1.2880ezembed
US Dollar (USD)	0.8525ezembed	0.9320ezembed
Canadian Dollar (CAD)	0.6550ezembed	0.74ezembed
Japanese Yen (JPY)	0.008160ezembed	0.009110ezembed

See all currencies

Converter

For information purposes only; these exchange rates are subject to change at any time.