Fixed-rate mortgage loan

If you are looking to purchase premises for your company or make a real-estate investment, a fixed-rate mortgage loan may be appropriate. The advantage of this type of loan is that the payments you make will remain the same throughout the term of the loan.

Highlights

With a fixed-rate mortgage loan, you can buy real-estate while remaining protected against a rise in interest rates.
This is ideal for medium- or long-term planning, and you can take advantage of low interest rates over the long term.

Rates and conditions

	Details
Minimum amount	CHF 100,000
Maximum amount	Multifamily residential properties: max. of 80% of the property's value Other real estate: between 50% and 70% of the property's value
Term of loan	2 to 10 years
Interest rate	Customized fixed rate
Principal repayment	Generally 1.25% of the loan amount per year
Due dates	Quarterly Quarterly installments include interest and principal repayment

Credit Fee Schedule (157.5 kB)

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Related services

Property account

This accounts lets you easily manage all the transactions related to your real-estate properties.

BCV Multifix mortgage loan

This loan is made up of several fixed-term tranches that can be tailored to your situation. It combines the advantages of short-term rates with the stability of long-term rates.

Variable-rate mortgage loan

This mortgage loan is a flexible way of financing your property and means you can react quickly if you are looking to sell.

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