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Opening a medical practice

Whether you're looking to take over a medical practice or open up a new one, we offer a number of products and services to meet all your banking needs.

Key features

  • Manage your incoming and outgoing payments easily and inexpensively.
  • Enjoy preferential terms for the first few years on any loan you take out with us.
  • Get a free assessment of your pension coverage (life, disability, and risk insurance, and retirement pension).
  • Call on our experts for any support you might need.

With BCV by your side, you can focus on setting up your practice and getting it off the ground.

All-in-one banking packs for your day-to-day finances

For a set monthly fee, you can get a banking pack with everything you need to manage your practice’s day-to-day finances.

  • A current account
  • A set number of payment transactions included
  • Online banking through BCV-net and mobile banking through BCV Mobile
  • A Visa debit card, with special deals on fun activities through BCV EXTRA
  • A Corporate investment account (optional) for managing your surplus cash

The monthly fee is waived if your business is less than two years old.

A range of loans for all your business needs


Capital goods loan

Need funds to purchase equipment and get your business going? Our capital goods loan, with its fixed rate and set installments, gives you good visibility on your future financial expenses. The term of the loan will depend on the useful life of the equipment in question.

We offer preferential conditions for the full term of our capital goods loan.


Working capital loan

A working capital loan is an easy way of covering your regular expenses, like your rent and payroll costs. There’s no withdrawal limit, and the interest rate is variable and calculated on the amount you use, not the amount of the limit granted. Also, you can combine a working capital loan with a fixed-term advance.

We offer preferential conditions for the first three years of the loan.


Made-to-measure pension solutions

As a self-employed doctor, you’re not required to pay into an occupational pension plan. That means you may have gaps in your life, disability, and accident insurance and your retirement pension. Since your situation and background are unique, we would recommend that you speak with one of our pension experts. They’ll assess your situation and tell you what your future benefits will be based on your current contributions.

Here are some of the questions you should be asking yourself:

  • Am I sufficiently insured?
  • What benefits will I be entitled to in the event of disability, and what will my family get in the event of my death?
  • Will my loved ones be financially secure if something unexpected happens?
  • How can I improve my retirement coverage?

Our experts will take a close look at your situation and help you answer these questions.

How we work

We have SME advisors on hand in each of our regions. They will sit down with you to discuss your business plans and present our solutions for all your banking needs.

Region Managers Phone number Email

PME Broye

Gilles Verdon

026 661 72 12

PME Chablais

David Hunacek

024 468 31 60

PME Gros-de-Vaud

Stéphane Binggeli

021 886 33 39

PME Lausanne 

Henri-Pierre Monney

021 212 24 19

PME Lavaux

Cédric Ottet

021 721 88 34

PME Morges

Patrick Blanc

021 804 05 59

PME Nord vaudois

Alexandre Berthoud

024 423 85 21

PME Nyon

Jean-Marc Pichon

022 365 74 54

PME Riviera

Rachel Perroud

021 925 85 20

Useful links

Useful documents

Learn more

Write to us

If you are a BCV client with BCV-net, we suggest you log in to BCV-net and contact us using the secure messaging service

Call us

We’re available Monday to Friday, from 8:00am to 6:00pm



Visit us

Come to one of our branch offices