- Supplement your coverage under Switzerland's first and second pillars, which may be inadequate for your needs
- Put money into a tax-free savings account to save up for a new house or retirement
- Prepare for your retirement well – and well ahead – to enjoy your golden years
The first pillar of the Swiss system refers to basic social security; the second pillar is your occupational (or company) pension; and the third pillar refers to private pension products (including those shown below) offered by financial institutions. Together, the three pillars provide old-age, disability, and survivors' benefits. The coverage you have under the Swiss system may not be enough, especially if you have not contributed to it for your entire working life or if you drew on your second-pillar pension funds to buy a house or start a business.