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Savings made easy

It's always handy to have some money set aside for a rainy day. Or for that new car, exotic vacation, or home renovation you've been dreaming of. At BCV, we have a range of savings accounts with the convenience and flexibility you need.

Overview

Savings account

The perfect savings account if you want to save up for a vacation or other major purchase – or simply tuck some money away where you can get to it easily.

e-Savings account

This online-only savings account lets you withdraw cash from BCV ATMs with your Visa Debit® card.

SavingsPlus account

This account lets you save for the long term with an interest rate that goes up the more money you have in the account.

Euro Savings account

Plan to go on vacation in Europe? Want to spend a month in Spain practicing your Spanish? Or maybe you know of a great investment opportunity in the eurozone? Our Euro Savings account lets you put money aside in euros for just such occasions.

Custodial Savings account

A unique, practical gift for a new baby.

BCV Start Invest Savings Plan

BCV Start Invest

With our Start Invest savings plan, you can invest as little as CHF 100 per month in the financial markets, where your money stands to earn better long-term returns than with a conventional savings account.

Find out more

Our savings accounts at a glance

 

Savings

e-Savings

SavingsPlus

Euro Savings

Custodial Savings

Age
20 years and older
20 years and older
20 years and older
18 years and older
From birth until 17 years

Account management fees
None
None
None
None
None

Withdrawal terms
  • CHF 10 000/month
  • 6 free withdrawals per year additional withdrawals CHF 6 each
  • CHF 10 000/month
  • 12 free withdrawals per year through BCV-net or at ATMs; additional withdrawals CHF 6 each
  • CHF 20 000/year, possible only from the second year
  • CHF 10,000/month
  • 1% fee (minimum: CHF 20)
  • CHF 10,000/month (and within any limits set forth in the child's rights)

Interest rate

Account rates and conditions

Other conditions

-
  • Must also have a current account at BCV and access to BCV-net
  • The interest rate increases in proportion to the account balance. Interest can be withdrawn starting in the first year.
  • Base
  • currency: euro
  • The account must be opened and managed by the child's parents or a close friend or relative
  • The child will not be able to use the money before turning 18

 

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Commander

Useful documents

BCV Start Invest

Le plan d’épargne en fonds BCV Start Invest vous offre l’opportunité d’accéder aux marchés financiers même avec des montants modestes et de disposer à long terme de meilleures perspectives de rendements qu’avec une épargne traditionnelle.

File size : 203 KB - Last update: 25.05.2022

Custodial Savings account: How it works

Le compte Epargne Cadeau est une solution attrayante pour vous permettre d’épargner en faveur d’un enfant qui vous est cher et pour lui permettre de bénéficier de ce capital à sa majorité.

File size : 1 MB - Last update: 17.11.2021

Épargne BCV

Brochure (in French) about BCV’s various savings accounts.

File size : 1 MB - Last update: 27.04.2022

Other legal information

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