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Header Private Banking - BCV Vested Benefits account

Vested Benefits account

An efficient way to preserve your retirement savings

Benefits

A good deal

See immediate tax savings

Market-powered

Seek the best investment opportunities

Made-to-measure

We’ll develop a customized investment agreement based on your financial goals

Benefits

A good deal

See immediate tax savings

Market-powered

Seek the best investment opportunities

Made-to-measure

We’ll develop a customized investment agreement based on your financial goals

Changing employer or taking a career break?

Transfer your occupational pension savings into our vested benefits account fund free of charge and earn interest at a preferential rate. You can also opt to invest your vested benefits as you wish – and potentially earn a greater return on your money.

A good deal

  • Preferential interest rates and no account fees
  • Income and wealth tax exemptions throughout the term of the agreement
  • Until your vested benefits mature, they are not treated as part of your estate and are not subject to forced liquidation.

Market-powered

Starting from CHF 1, you can also invest your vested benefits in a BCV fund with a greater or lesser equity weighting.

You can choose from five strategies:

 

Learn more

Learn more

Learn more

Learn more

Learn more

Bonds
Stocks
Real estate

Made-to-measure

If you have at least CHF 250,000 in vested benefits, you can set up an asset management agreement with us. We’ll handle the day-to-day management of your investments, focusing on optimizing risk to obtain the best possible return.

Useful documents

Vested benefits savings account (in French only)

Mots clés: Libre passage

File size : 538 KB - Last update: 15.04.2015

Bilateral agreements of 1 June 2007 (in French only)

File size : 614 KB - Last update: 15.04.2015

Fondation de libre passage - Barème des frais

File size : 14 KB - Last update: 15.04.2015

Vested Benefits Accounts - Terms and Conditions

Terms and conditions of Fondation de libre passage BCV

File size : 93 KB - Last update: 03.01.2024

Notice d'information en matière de protection des données de la Fondation de libre passage

File size : 122 KB - Last update: 02.09.2025

Demande d'ouverture d'un compte de libre passage BCV

Formulaire de demande d'ouverture d'un compte de libre passage BCV

File size : 527 KB - Last update: 15.10.2024

Demande de résiliation du compte de libre passage (âge terme)

File size : 443 KB - Last update: 09.12.2024

Demande de résiliation du compte de libre passage (personne indépendante)

File size : 554 KB - Last update: 09.01.2025

Demande de résiliation du compte de libre passage (invalide)

File size : 546 KB - Last update: 09.01.2025

Demande de résiliation du compte de libre passage (départ définitif de la Suisse)

File size : 607 KB - Last update: 13.02.2025

Demande de versement anticipé des fonds de prévoyance professionnelle pour l'accession à la propriété du logement

File size : 1 MB - Last update: 09.01.2025

Demande de transfert du compte de libre passage

File size : 160 KB - Last update: 09.01.2025

Other legal information

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