Mortgage loans

Looking to buy or build a new home or renovate your current one? BCV can help you with the right form of financing for your project. We offer fixed-rate loans, variable-rate loans, short term loans, and the Building Plus loan.

Our mortgage loans at a glance

 

Short term

Fixed-rate

Variable-rate

Building Plus

Buy a home

 

OK

 

 

OK

 

 

OK

 

 

Build a home

 

 

 

 

OK

 

Renovate a home

 

OK

 

 

OK

 

 

OK

 

 

OK

 

Requirements

20% downpayment

Loan and maintenance expense less than 1/3 of your income

20% downpayment

Loan and maintenance expense less than 1/3 of your income

20% downpayment

Loan and maintenance expense less than 1/3 of your income

20% downpayment

Loan and maintenance expense less than 1/3 of your income

Minimum loan amount

CHF 100,000

CHF 100,000

CHF 100,000

CHF 100,000

Term of loan

3-12 months

2-10 years

unlimited

4-10 years

Renewal conditions

Automatic

At a BCV branch, by telephone, or online

   

Repayment

Direct or indirect

Direct or indirect

Direct or indirect

Direct or indirect

Today's interest rate

Available on request

Available on request

Available on request

Available on request

 

Learn more

Learn more

Learn more

Learn more

Next step

Visit us

Come to one of our branch offices

Call us

We're available Monday to Friday, from 8:00 am to 6:00 pm

Write to us

We'll get back to you within one working day

Useful documents