|
Short term |
Fixed-rate |
Variable-rate |
Building Plus |
|---|---|---|---|---|
Buy a home |
OK
|
OK
|
OK
|
|
Build a home |
|
|
|
OK
|
Renovate a home |
OK
|
OK
|
OK
|
OK
|
Requirements |
20% downpayment Loan and maintenance expense less than 1/3 of your income |
20% downpayment Loan and maintenance expense less than 1/3 of your income |
20% downpayment Loan and maintenance expense less than 1/3 of your income |
20% downpayment Loan and maintenance expense less than 1/3 of your income |
Minimum loan amount |
CHF 100,000 |
CHF 100,000 |
CHF 100,000 |
CHF 100,000 |
Term of loan |
3-12 months |
2-10 years |
unlimited |
4-10 years |
Renewal conditions |
Automatic |
At a BCV branch, by telephone, or online |
||
Repayment |
Direct or indirect |
Direct or indirect |
Direct or indirect |
Direct or indirect |
Today's interest rate |
Available on request |
Available on request |
Available on request |
Available on request |
|
Buying a home in Switzerland
Owning your home is more than just an investment: it is a major decision that should be carefully considered.
File size : 1 MB - Last update: 01.06.2022