- Attractive return
- Capital guarantee
- Flexibility
- Pillar 3A tax benefits
The RP Modulo includes three components:
1. Savings: You set a base amount and can then make additional payments into a Pillar 3A account.
2. Protection in the event of incapacity for work:
Contribution waiver: Your contributions will continue to be paid if you have an accident or must take sick leave, thereby protecting your capital.
Benefits: You decide the amount of benefits you wish to be paid over a set period of time in the event you are unable to work.
3. Protection in the event of death: When you die, your family will receive an agreed upon amount.
Savings
- Contractual savings
- Flexible savings
Paid out in a lump sum or as an annuity
Death benefits
- Level term life insurance – your cover remains constant throughout the term of the policy
- Decreasing term life insurance – your cover decreases over the life of the policy at a predetermined rate
Incapacity for work benefits
- Receive benefits in the event of incapacity for work
- Your contributions will continue to be paid