Phone scams are on the increase! Never share your login details, debit or credit card numbers, or CVV number with anyone. If you ever receive this kind of phone call, hang up immediately. If you think someone has attempted to scam you, call us right away at 0844 228 228. Learn more

BCV-net and BCV Mobile will be unavailable on Saturday 08 March from 10h30 pm until Sunday 09 March 05:00 am due to server maintenance. We apologize for the inconvenience, and thank you for your patience.

Retirement, disability and life insurance

In addition to saving for retirement, you should also consider what would happen in the event of a serious illness or injury or premature death. Be sure you have adequate coverage under the Swiss three-pillar system. There's nothing like the peace of mind that comes from knowing your financial needs – and those of your family – will be met no matter what life throws at you.

One step at a time

Supplement your coverage under Switzerland's first and second pillars, which may be inadequate for your needs

Put money into a tax-free savings account to save up for a new home or retirement (under Pillar 3a)

Set up financial protection for you and your family

Prepare for your retirement well – and well ahead – to enjoy your golden years

The first pillar of the Swiss system refers to basic social security; the second pillar is your occupational (or company) pension; and the third pillar refers to private pension products (including those shown below) offered by financial institutions. Together, the three pillars provide old-age, disability, and survivors' benefits. The coverage you have under the Swiss system may not be enough, especially if you have not contributed to it for your entire working life or if you drew on your second-pillar pension funds to buy a house or start a business.

Solutions, whatever your needs

Epargne 3

A retirement account where you get all the tax benefits of saving for retirement, without necessarily linking the account to life or disability insurance.

Learn more

Vested benefits account

Lets you continue growing your Pillar 2 retirement savings if you stop working for a few months or several years.

Learn more

RP Modulo

RP Modulo est une assurance vie proposée par notre partenaire Retraites Populaires. Elle comprend un module d’épargne et deux modules de protection. Vous pouvez modifier la composition de vos modules, en ajouter ou en supprimer, en fonction de l’évolution de votre situation personnelle.

Learn more

RP Rente certaine

A term-certain annuity contract that gives you a steady income stream for a set period of time. The technical interest rate on these contracts is particularly attractive compared with market rates.

Learn more

RP Rente viagère

A life annuity contract that lets you convert your wealth into steady income. You can choose between receiving the income immediately and deferring the start of the payments. The income will continue for the rest of your life – even after the capital you invested has been used up. The technical interest rate on these contracts is particularly attractive compared with market rates.

Next step

Visit us

Come to one of our branch offices

Find your nearest branch

Call us

We're available Monday to Friday, from 8:00 am to 6:00 pm

0844 228 228

Write to us

We'll get back to you within one working day

More information

Other legal information

Please read our website and email Terms and Conditions before using our website or contacting us by email.

In principle, any information and/or documents appearing on this website that relate to financial instruments or services within the meaning of the Swiss Financial Services Act (FinSA) are considered advertising materials pursuant to this Act.