Prepare for the future

Nobody knows what the future holds. That's why it's important to build up a nest egg to get you and your family through life's foreseen – and unforeseen – events. Whether you want to buy a new house, put your kids through college, or ensure a comfortable retirement, the sooner you can start saving the better.

When you should start saving

Prepare for the future

Put money aside

Protect your family

Plan for retirement

Enjoy your retirement

18 to 65 years old

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30 to 60 years old

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50 to 65 years old

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65 and over

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Saving money should be the starting point as you plan for the future.

What are your savings goals?

Save for a major purchase or specific plans

Maybe you want to buy a new house, start your own business, or finally take that exotic vacation. Start putting money aside today to make those plans attainable. You'll also build up a financial cushion to shield you and your family from life's unforeseen events.

 

Protect your family

What will happen if you become unable to work? Will your family be provided for if you die? Make sure you have adequate pension and disability coverage under the Swiss three-pillar system.

 

Save for a major purchase or specific plans

Plan for retirement

Retirement will have a major impact on your lifestyle and finances, and there are some things you should start considering as soon as you turn 50. One of them is when you want to retire: at the legal age, earlier, or later? 

Enjoy your retirement

With a full career behind you, you're now ready to enjoy your golden years. Make sure you have enough income to cover your day-to-day expenses, hobbies, and other needs.