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BCV Start Immo

If you’re buying your first home to live in yourself, we’ll sweeten the pot by waiving your interest payments for the first six months.

Meet a BCV advisor

If you’re buying your first home to live in yourself, we’ll sweeten the pot by waiving your interest payments for the first six months.

Highlights

Our BCV Start Immo loan is an attractive solution if you want to:

buy (but not build) your first home.

Details

Benefits

Six months of no interest payments
A boost to help you get on the property ladder

Conditions

You must be buying your first home and plan to live in it yourself (primary or secondary residence).
The interest rate will be fixed for a term of at least three years.
You must be renting your primary residence when you apply for the loan.

Interested?

Visit your nearest branch

See all

Useful documents

BCV Start Immo: for first-time homebuyers (in French only)

File size : 170 KB - Last update: 19.01.2026

Related services

Green bonus

With this loan, we waive your interest payments for the first 12 months if you buy or build a property with a CECB® eco-rating of A or carry out energy-saving renovations.

Fixed-rate mortgage

It's easy to get a handle on your budget with our fixed-rate mortgage loan: your monthly payments will remain the same throughout the term of the loan, even if interest rates go up.

Short term mortgage loan

The short term mortgage loan closely follows financial market conditions during your chosen term.

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