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BCV Start Immo
If you’re buying your first home to live in yourself, we’ll sweeten the pot by waiving your interest payments for the first six months.
Benefits
- Six months of no interest payments
- A boost to help you get on the property ladder
Conditions
- You must be buying your first home and plan to live in it yourself (primary or secondary residence).
- The interest rate will be fixed for a term of at least three years.
- You must be renting your primary residence when you apply for the loan.
Interested?
BCV Start Immo: for first-time homebuyers (in French only)
File size : 170 KB - Last update: 19.01.2026
Green bonus
With this loan, we waive your interest payments for the first 12 months if you buy or build a property with a CECB® eco-rating of A or carry out energy-saving renovations.
Fixed-rate mortgage
It's easy to get a handle on your budget with our fixed-rate mortgage loan: your monthly payments will remain the same throughout the term of the loan, even if interest rates go up.
Short term mortgage loan
The short term mortgage loan closely follows financial market conditions during your chosen term.