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Direct banking pack

The right banking pack for him, for me – for us.

Open a banking pack online (in French only)

DIRECT BANKING PACK

Our customers’ top choice

Most of our customers opt for the Direct banking pack because it caters to all their day-to-day needs.

Added bonus: no monthly fee for the first 6 months.

After that, the fee will be CHF 3.50 per month. But we’ll waive it if you have over CHF 10,000 in assets at BCV.

Open an account (in French only)

LIMITED-TIME OFFER

Sign up for a Silver credit card and pay no fee the first year

If you apply for a Silver credit card by 31 August 2025 – as part of the Direct banking pack or not – we’ll waive the annual fee for the first year.

As a Silver credit card holder, you’ll be able to pay your monthly bill in installments. You’ll also benefit from a number of advantages, including travel insurance, extended warranties, and price protection to ensure that you get the best prices for all of your purchases.

Check out all the extras

OUT AND ABOUT IN VAUD CANTON

BCV EXTRA: Fun activities at great prices

We’ve partnered with Vaud Promotion to bring you BCV EXTRA. You can also take advantage of these special offers by opening a Direct or Family Direct banking pack — all you have to do is present your Visa Debit card.

Open an account

Learn more

Open a Direct banking pack

It only takes 10 minutes to open a Direct banking pack online. If you have a spouse or partner, the two of you can enjoy the advantages of a Family Direct banking pack, whether or not you have children.

Formule Directe

No fee if you have assets of CHF 10,000 or more at BCV or CHF 3,50/month

OPEN A DIRECT BANKING PACK ONLINE (IN FRENCH)

A current account
An e-Savings account
A Visa Debit card

+ No fees on CHF & EUR withdrawals at ATMs operated by BCV or other cantonal banks

BCV-net, BCV Mobile and BCV TWINT
BCV EXTRA

DON’T MISS THIS!

If you apply for a Silver credit card by 31 August 2025, we’ll waive the annual fee for the first year. Conditions apply.

Family Direct banking pack

No fee if your family has CHF 15,000 in assets or a mortgage loan with BCV

Learn more

You and your spouse or partner both get

A current account (individual and/or joint)
An e-Savings account
A Visa Debit card

+ No fees on CHF & EUR withdrawals at ATMs operated by BCV or other cantonal banks

BCV-net, BCV Mobile and BCV TWINT
BCV EXTRA

OPTIONAL

One Silver or Gold credit card**

+ No fee for a Silver card; CHF 6/month for a Gold card

Interested?

Visit your nearest branch

See all

Useful documents

Essential banking solutions

File size : 2 MB - Last update: 06.11.2023

Tarifs et conditions des prestations

Ce document liste les tarifs et les conditions actuels des prestations de la BCV, tels que comptes ou cartes.

File size : 401 KB - Last update: 01.11.2024

*No monthly fee for the Direct banking pack taken out by one person, if the person has at least CHF 10,000 in assets at BCV, or for the Family Direct banking pack, if the family has at least CHF 15,000 in assets or a BCV mortgage loan. Family assets: The sum of the assets in the spouses’/partners’ current, savings, and securities accounts at BCV, plus the assets in BCV Custodial Savings accounts (subject to parental responsibility) of children living at the same address as the adult family members. If you apply for a Silver credit card by 31 August 2025 – as part of the Direct banking pack or not – we’ll waive the annual fee for the first year. Conditions apply.

Other legal information

Please read our website and email Terms and Conditions before using our website or contacting us by email.