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Plan today and enjoy tomorrow

With our support, you’ll make the right decisions today for a confident tomorrow.

Book an appointment

We’ll help you prepare for retirement in four steps

Step 1

Assess your current situation

Step 2

Identify your pension gap

Step 3

Define your roadmap for the coming years

Step 4

Optimize your pension at retirement

We’ll help you prepare for retirement in four steps

Step 1

Assess your current situation

Step 2

Identify your pension gap

Step 3

Define your roadmap for the coming years

Step 4

Optimize your pension at retirement
Step 1

Assess your current situation

We’ll look at:

  • your current income and expenses
  • your family situation
  • any debt you may have
  • your savings capacity
  • your assets: savings, investments, occupational pension (Pillar 2), individual retirement savings (Pillar 3), and real estate.
Book an appointment
Step 2

Identify your pension gap

A key stage in retirement planning is determining the amount of your pension gap.

A pension gap arises when your projected income falls short of your estimated cost of living.

You can use our simulator to estimate your retirement income in just a few clicks.

Estimate my retirement income
Step 3

Define your roadmap for the coming years

If a shortfall in your projected income is identified, early remedial action is advised, as every year counts.

We will design a strategy in line with your profile, taking advantage of the most tax-efficient options available, such as:

  • payments into Pillar 3 accounts
  • voluntary contributions into your occupational pension or catch-up payments into Pillar 3 accounts investments to optimize your savings capital

These measures aim to narrow the shortfall by as much as possible without endangering your current budget.

Book an appointment
Step 4

Optimize your pension at retirement

This final stage often makes all the difference. A comfortable retirement is not simply the result of your savings capital. There’s also the question of whether to take a regular pension or a lump sum payment.

Maximize your after-tax income by avoiding the pitfalls at this decisive moment in your life.

Book an appointment today

Useful document

My retirement budget

This document helps you keep track of your expenses and manage your budget when you retire.

File size : 25 KB - Last update: 01.06.2022

File also available in: Allemand

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