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BCV Youth banking packs

Live your life. Save on fees.

Our banking packs

Youth banking packs

Banking packs made for you and your lifestyle

Whether you’re a student, an apprentice, or already working, there’s a pack for you.

Junior banking pack

no fee

Open at a branch

You get:

A Junior current account and Visa Debit card
A Junior savings account
BCV-net and BCV Mobile
BCV TWINT, your digital wallet
Discounts and benefits around Vaud with BCV EXTRA
CHF 40 automatically credited when you open an account
Parental supervision

Youth banking pack

no fee

Open online

You get:

A current account with a Visa Debit card
A savings account
BCV-net and BCV Mobile
BCV TWINT, your digital wallet
Discounts and benefits around Vaud with BCV EXTRA
CHF 40 gift voucher to shop at Metro Boutique (for 14-17 yr olds)
Two free entries to MAD (persons 18 and older)
A Silver Visa/Mastercard® credit card with no monthly fees**

Campus banking pack

no fee

Open online

You get:

A current account with a Visa Debit card
A savings account
BCV-net and BCV Mobile
BCV TWINT, your digital wallet
Discounts and benefits around Vaud with BCV EXTRA
2 free entries to MAD
A Silver Visa/Mastercard® credit card with no monthly fees**

Youth Professional pack

No fee for 6 months*

Open online

You get:

A current account with a Visa Debit card
A savings account
BCV-net and BCV Mobile
BCV TWINT, your digital wallet
Discounts and benefits around Vaud with BCV EXTRA
2 free entries to MAD
When you open both an Epargne 3 account and a Portfolio 3 account, we match up to CHF 100 on your first Epargne 3 deposit
A Silver Visa/Mastercard® credit card with no monthly fees until you turn 27**

100% online

Seamless to open

No need to come into a branch – get your banking pack wherever you are, in just 10 minutes.

Provide the requested information and sign the contract online
Send in your supporting documents by email
Get your IBAN to make your first deposit
Get your card and your access codes

Need help? You can speak with a BCV advisor by video call.

Here to help

Putting your needs first

Whether you’re paying for your studies, getting your first paycheck, renting a new apartment, or making your first investments, we’re by your side every step of the way.
If you have questions about your finances or future plans, our advisors are ready to help.
You can choose the method that works for you: visit one of our 60 branches, or contact us by video call, email, or phone.

Not just an account

A pack with perks

Gifts

A CHF 40 deposit when you open a Junior banking pack, a CHF 40 gift voucher to shop at Metro Boutique (for 14-17 yr olds) or two free entries to MAD when you open a Youth, Campus, or Young Professionals pack (must be 18 or older).

Special offers

With your Visa Debit card, you can enjoy discounts on activities throughout the canton.

Bonuses

We’ll match up to CHF 100 on your first deposit into your Youth Epargne 3 account if you open it at the same time as a Portfolio 3 account (that you’ll pay into regularly).

Innovative banking solutions

Anywhere, anytime

We have seamless solutions for all your banking needs. Use the BCV Mobile app to keep an eye on your accounts, and BCV TWINT for quick, easy payments.

Track your spending in real time
Contact an advisor by video call with your smartphone
Use eBill for paperless bill payments
Manage your card limits in just a few taps
Make card-free purchases in stores and online with BCV TWINT

Other products to round out your banking packs

Savings

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Save for the future at your own pace

Retirement

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Start building up your Pillar 3 retirement account

Investing

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Start investing at just CHF 50 a month

Over 30?

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Learn about our products and services for retail clients

Découvrez nos produits complémentaires

Épargne

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Constituez des économies à votre rythme

Prévoyance

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Construisons ensemble votre 3ème pilier

Placement

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Placez votre argent dès CHF 50 par mois

Plus de 30 ans?

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Retrouvez tous nos produits et services pour les particuliers

Interested?

Visit your nearest branch

*Offer applies to accounts opened between 17 August and 31 October 2026, then a monthly fee of CHF 2 will be charged or no fee if you hold at least CHF 10,000 in assets at BCV
**Subject to conditions; a Prepaid Mastercard® is also available

Other legal information

Please read our website and email Terms and Conditions before using our website or contacting us by email.

In principle, any information and/or documents appearing on this website that relate to financial instruments or services within the meaning of the Swiss Financial Services Act (FinSA) are considered advertising materials pursuant to this Act.

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