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Dire - Carte Or ❮ Back

Gold Visa/Mastercard® credit card

The credit card that offers an array of services

Security

Travel and shop with peace of mind thanks to insurance included with every purchase.

Flexibility

Buy now and pay later in installments – particularly useful when you’re traveling or making big purchases.

Simplicity

Simplify your life by loading your card into your digital wallet (such as Apple Pay or Samsung Pay).

Autonomy

Keep track of your spending with the “one” app. And if your card is lost or stolen, you can block it using that app, BCV Mobile, or BCV-net, or by calling Viseca.

Gold credit card

  • Benefit from insurance for shopping and travel

  • Pay in installments

  • Withdraw cash at ATMs

  • Shop online securely

  • Enjoy Priority Pass membership

  • Participate in the surprize rewards program

  • Personalize features in BCV Mobile and the “one” app

Gold credit card

  • Benefit from insurance for shopping and travel

  • Pay in installments

  • Withdraw cash at ATMs

  • Shop online securely

  • Enjoy Priority Pass membership

  • Participate in the surprize rewards program

  • Personalize features in BCV Mobile and the “one” app

Advantages of the Gold versus Silver card

  • More surprize points as a welcome gift and for every franc you spend
  • More insurance included
  • Higher insurance coverage limits
  • Access to airport lounges with Priority Pass

Insurance for every occasion

With your Gold credit card, you can travel and shop with peace of mind. By paying with your card, you’ll benefit from insurance coverage for your trips and purchases.

  • For traveling

  • Trip cancellation insurance: CHF 20,000
  • Trip disruption insurance: CHF 15,000
  • Medical travel assistance – return trip and repatriation: CHF 250,000; medical treatment: CHF 250,000
  • Transport accident insurance: CHF 500,000
  • Search and rescue costs: CHF 60,000
  • For your luggage

  • Delayed luggage insurance: CHF 1,000
  • Luggage insurance in case of theft, damage, or loss: CHF 5,000
  • Rental car insurance: CHF 10,000

  • For shopping:

  • Extended warranty: CHF 5,000 (24 months)
  • Purchase protection and transport insurance: CHF 2,000
  • Best-price guarantee: CHF 2,000
  • Insurance for event tickets: CHF 1,000
  • Online: 

  • Online account protection: CHF 10,000
  • Online legal protection: CHF 10,000
  • 24-hour emergency hotline:

  • Priority Pass membership

 

For more information, download an overview (in French) of the insurance offered with Gold cards.

 

The surprize reward program

With the surprize reward program, you earn points with every purchase. You can exchange the points in stores for attractive discounts or vouchers, or donate them to the organization of your choice. Here are just some of our many participating partners

  • Charity: UNICEF, Médecins Sans Frontières, WWF, myclimate, and more
  • Sustainable development: HelloFresh, Changemaker, and more
  • Home and garden: Batmaid, IKEA, zooplus, and more
  • Cooking and pleasure: Betty Bossi, Nespresso, Bindella, and more
  • Multimedia and entertainment: iTunes, MediaMarkt, and more
  • Family: Globus, Manor, ideecadeau.ch, and more
  • Fashion and jewelry: H&M, PKZ, Zalando, C&A, and more
  • Beauty and wellbeing: Marionnaud, The Body Shop, and more
  • Sport and fitness: Dosenbach, Ochsner Sport, Ochsner Shoes, and more
  • Leisure and travel: Hertz, Ticketcorner, SBB, Starbucks, McDonald’s, and more

Sign up for a Gold card and get 20,000 surprize points as thanks. After that, get 1.5 points for every franc you spend, and exchange your points in-store.
 

The surprize reward program

With the surprize reward program, you earn points with every purchase. You can exchange the points in stores for attractive discounts or vouchers, or donate them to the organization of your choice. Here are just some of our many participating partners

  • Charity: UNICEF, Médecins Sans Frontières, WWF, myclimate, and more
  • Sustainable development: HelloFresh, Changemaker, and more
  • Home and garden: Batmaid, IKEA, zooplus, and more
  • Cooking and pleasure: Betty Bossi, Nespresso, Bindella, and more
  • Multimedia and entertainment: iTunes, MediaMarkt, and more
  • Family: Globus, Manor, ideecadeau.ch, and more
  • Fashion and jewelry: H&M, PKZ, Zalando, C&A, and more
  • Beauty and wellbeing: Marionnaud, The Body Shop, and more
  • Sport and fitness: Dosenbach, Ochsner Sport, Ochsner Shoes, and more
  • Leisure and travel: Hertz, Ticketcorner, SBB, Starbucks, McDonald’s, and more

Sign up for a Gold card and get 20,000 surprize points as thanks. After that, get 1.5 points for every franc you spend, and exchange your points in-store.
 

Overview of fees and conditions

18 years.

  • CHF/EUR/USD 200 (half off the first year)
  • CHF card included in Family banking packs

CHF 20 for a lost or stolen card.

Up to CHF 10,000, depending on your income.

4% of total; at least CHF/EUR/USD 10.

1,75% of the total.

Personalize your settings on BCV Mobile

  • Activate or deactivate the online payment function (3D-Secure).

  • Activate or deactivate contactless payments.

  • Change monthly limits.

  • Block your card.

  • Track your account transactions.

Interested?  

Useful information

Related services

Mastercard® PrePaid card

With the PrePaid card you can make purchases all over the world and on the internet, and automatically keep your spending under control.

 

BCV Silver Mastercard® and Visa

Silver credit cards from Visa or Mastercard are perfect for your day-to-day spending and purchases online or in shops, anywhere in the world.