Watch out for fraud! Be wary if you get a phone call from someone claiming to be an IT support person. Never install remote-access software, and when making payments be sure to check the payee’s bank details and the amount. Your log-in details are confidential – never share them with anyone!

❮ Back

Gold Visa/Mastercard® credit card

Our Gold credit cards are perfect for those must-have purchases and can be used in stores and online. They are designed for people with high expectations in terms of credit card services.


  • Accepted at shops in Switzerland and abroad; our Gold cards include contactless payment technology and the 3-D Secure system for secure online payments
  • Monthly spending limits are set according to your needs and personal financial situation
  • Our Gold cards include purchase protection and travel insurance – especially important if you have an emergency while abroad

Accepted around the world

Use our Gold Visa and World MasterCard® cards anywhere you are, in Switzerland or abroad.

You can withdraw cash in the local currency when you're in another country.

Select the currency of your Gold card (CHF, EUR, or USD) and make payments in the currency of your choice.

If you need to rent a car, our Gold card lets you do so without a cash deposit; it also includes insurance for the deductible in case of an accident.

Contactless payments 

With our cards, you can make payments of up to CHF 80 with a simple wave of your hand. No need to sign a receipt or enter a PIN.

Mobile payments

  • Security of online purchases through the validation of transactions on the One application
  • Digital wallets (Apple Pay, Samsung Pay, Google Pay, Swatch Pay!, Garmin Pay, Fitbit Pay)

Online services with BCV-Net et BCV Mobile

  • Keep track of your payments
  • Cancel a lost or stolen card
  • Receive bills free of charge
  • Change your card limit

Purchase and travel insurance

When you use your BCV Gold card, your purchases are automatically covered by purchase protection and travel insurance. Learn more at

This includes:

  • Travel insurance if you need to change or cancel a trip
  • Best price guarantee
  • Protection against lost, stolen, or damaged luggage
  • Protection against late luggage arrival
  • Purchase protectionInsurance for the deductible if you rent a car and get into an accident
  • An extended guarantee
  • Medical assistance abroad

Loyalty points

Every time you use your Gold card, you collect surprize points that you can trade in for special offers and discounts.


Anytime, anywhere support

With your Gold card, you're automatically protected if your card is lost or used fraudulently (conditions apply).

You can get emergency assistance while you're travelling (including where to find nearby doctors, hospitals, and lawyers) from our partner Viseca.

If your card is lost or stolen, cancel it immediately:

  • via BCV-net or BCV Mobile
  • via Viseca’s “one” app
  • by contacting Viseca at 058 958 83 83 (24/7)

Fees and conditions



Fee for primary card

  • CHF / EUR / USD CHF 200/year (half price the first year)
    CHF card included in Family banking packs

Fee for each additional card

  • CHF 50/year
  • EUR/USD 75/year

Minimum age

18 years old

Spending limit

  • Set according to your personal financial situation
  • Up to CHF 100,000 per month


Useful information

Related services

Mastercard® PrePaid card

With the PrePaid card you can make purchases all over the world and on the internet, and automatically keep your spending under control.


BCV Silver Mastercard® and Visa

Silver credit cards from Visa or Mastercard are perfect for your day-to-day spending and purchases online or in shops, anywhere in the world.