Be wary if you get a phone call from someone claiming to be an IT support person. When making payments, be sure to check the payee's bank details and the amount. Your log-in details are confidential, never share them with anyone!

❮ Back

Silver Visa/Mastercard® credit card

For big adventures and small pleasures

Security

Travel and shop with peace of mind thanks to insurance included with every purchase.

Flexibility

Buy now and pay later in installments – particularly useful when you’re traveling or making big purchases.

Simplicity

Simplify your life by loading your card into your digital wallet (such as Apple Pay or Samsung Pay).

Autonomy

Keep track of your spending with the “one” app. And if your card is lost or stolen, you can block it using that app, BCV Mobile, or BCV-net, or by calling Viseca.

Silver credit card

  • Benefit from insurance for shopping and travel

  • Pay in installments

  • Withdraw cash at ATMs

  • Shop online securely

  • Participate in the surprize rewards program

  • Personalize features in BCV Mobile and the “one” app

  • Pay no fee on your card if it’s part of a Family, Youth, or Campus banking pack, or a Young Professional banking pack up to the age of 26

Silver credit card

  • Benefit from insurance for shopping and travel

  • Pay in installments

  • Withdraw cash at ATMs

  • Shop online securely

  • Participate in the surprize rewards program

  • Personalize features in BCV Mobile and the “one” app

  • Pay no fee on your card if it’s part of a Family, Youth, or Campus banking pack, or a Young Professional banking pack up to the age of 26.

Insurance for every occasion

With your Silver credit card, you can travel and shop with peace of mind. By paying with your card, you’ll benefit from insurance coverage for your trips and purchases.

  • For traveling:

  • Trip cancellation insurance: CHF 10,000
  • Trip disruption insurance: CHF 7,500
  • Transport accident insurance: CHF 300,000
  • Search and rescue costs: CHF 60,000
  • Delayed luggage insurance: CHF 500

  • For shopping:

  • Extended warranty: CHF 2,000 (12 months)
  • Purchase protection and transport insurance: CHF 1,000
  • Best-price guarantee: CHF 2,000
  • Online:

  • Online account protection: CHF 5,000
  • Online legal protection: CHF 5,000
  • 24-hour emergency hotline

 

For more information, download an overview (in French) of the insurance offered with Silver cards..

 

The surprize reward program

With the surprize reward program, you earn points with every purchase. You can exchange the points in stores for attractive discounts or vouchers, or donate them to the organization of your choice. Here are just a few of our many participating partners:

  • Leisure and travel: Hertz, Ticketcorner, SBB, Starbucks, McDonald’s, and more
  • Clothing and jewelry: H&M, PKZ, Zalando, C&A, and more
  • Beauty and wellness: Marionnaud, The Body Shop, and more
  • Other: Manor, Globus, Nespresso, iTunes, IKEA, HelloFresh, and many more!

Sign up for a Silver card and get 10,000 surprize points as thanks. After that, get one point for every franc you spend, and exchange your points in-store.
 

The surprize reward program

With the surprize reward program, you earn points with every purchase. You can exchange the points in stores for attractive discounts or vouchers, or donate them to the organization of your choice. Here are just a few of our many participating partners:

  • Leisure and travel: Hertz, Ticketcorner, SBB, Starbucks, McDonald’s, and more
  • Clothing and jewelry: H&M, PKZ, Zalando, C&A, and more
  • Beauty and wellness: Marionnaud, The Body Shop, and more
  • Other: Manor, Globus, Nespresso, iTunes, IKEA, HelloFresh, and many more!

Sign up for a Silver card and get 10,000 surprize points as thanks. After that, get one point for every franc you spend, and exchange your points in-store.
 

Overview of fees and conditions

18 years.

  • No fee for customers with a Family, Youth, or Campus banking pack, or for customers up to the age of 26 with a Young Professional banking pack
  • All other customers: CHF 100/year (half off the first year)

Fee for each additional card: CHF 25/year.

CHF 20 to replace a lost or stolen card.

Up to CHF 10,000, depending on your income.

4% of total; at least CHF 10.

1,75% of total.

Personalize your settings on BCV Mobile

  • Activate or deactivate the online payment function (3D-Secure).

  • Activate or deactivate contactless payments.

  • Change monthly limits.

  • Block your card.

  • Track your account transactions.

Interested?  

Useful information

Related services

Mastercard® PrePaid card

With the PrePaid card you can make purchases all over the world and on the internet, and automatically keep your spending under control.

 

Gold Visa or World Mastercard® credit card

Gold credit cards from Visa or Mastercard are perfect for daily spending and purchasing online or at destinations around the world – they are designed specifically for people with high expectations in terms of customer service and features.