Watch out for fraud! Be wary if you get a phone call from someone claiming to be an IT support person. Never install remote-access software, and when making payments be sure to check the payee’s bank details and the amount. Your log-in details are confidential – never share them with anyone!

❮ Back

BCV Silver MasterCard® and Visa

Our Silver credit cards are perfect for your day-to-day spending and purchases. And you can use them online or in shops, anywhere in the world.


  • Accepted at shops in Switzerland and abroad; our Silver cards include contactless payment technology and the 3-D Secure system for secure online payments
  • Monthly spending limits are set according to your needs and personal finances
  • Our Silver cards include purchase protection and travel insurance – especially important if you have an emergency while abroad

Accepted around the world

Use our Silver Mastercard® and Visa cards anywhere you are, in Switzerland and abroad.

You can withdraw cash in the local currency when you're in another country.

If you need to rent a car, our card lets you do so without a cash deposit.

Contactless payments 

With our cards, you can make payments of up to CHF 80 with a simple wave of your hand. No need to sign a receipt or enter a PIN.

Mobile payments

  • Security of online purchases through the validation of transactions on the One application
  • Digital wallets (Apple Pay, Samsung Pay, Google Pay, Swatch Pay!, Garmin Pay, Fitbit Pay)

Online services with BCV-Net and BCV Mobile

  • Keep track of your payments
  • Cancel a lost or stolen card
  • Receive bills free of charge
  • Change your card limit

Purchase and travel insurance

When you use your BCV Silver card, your purchases are automatically covered by purchase protection and travel insurance. Learn more at

That includes:

  • Travel insurance if you need to change or cancel a trip
  • Best price guarantee
  • Extended guarantee

Loyalty points 

Every time you use your Silver card, you collect surprize points that you can trade in for special offers and discounts. 

Anytime, anywhere support

With your Silver card, you're automatically protected if your card is lost or used fraudulently (conditions apply).

You can get emergency assistance while you're travelling (including where to find nearby doctors, hospitals, and lawyers) from our partner


If your card is lost or stolen, cancel it immediately:

  • via BCV-net or BCV Mobile
  • via Viseca’s “one” app
  • by contacting Viseca at 058 958 83 83 (24/7)

Fees and conditions


Silver credit card

Fee for primary card

  • CHF 100/year (half price the first year)
  • Waived if the card is part of a Youth, Campus, or Family banking pack or if the card is part of a Young Professional banking pack and you’re under 26

Fee for each additional card

CHF 25

Minimum age

18 years old

Spending limit

  • Set according to your personal financial situation
  • Cannot exceed CHF 10,000/month


Useful information

Related services

Mastercard® PrePaid card

With the PrePaid card you can make purchases all over the world and on the internet, and automatically keep your spending under control.


Gold Visa or World Mastercard® credit card

Gold credit cards from Visa or Mastercard are perfect for daily spending and purchasing online or at destinations around the world – they are designed specifically for people with high expectations in terms of customer service and features.