Mortgage loans

Looking to buy or build a new home or renovate your current one? BCV can help you with the right form of financing for your project. We offer fixed-rate loans, variable-rate loans, Libor loans, and the Building Plus loan.

Our mortgage loans at a glance

 

Libor

Fixed-rate

Variable-rate

Building Plus

Buy a home

OK

OK

OK

 

Build a home

 

 

 

OK

Renovate a home

OK

OK

OK

OK

Requirements

20% downpayment

Loan and maintenance expense less than 1/3 of your income

20% downpayment

Loan and maintenance expense less than 1/3 of your income

20% downpayment

Loan and maintenance expense less than 1/3 of your income

20% downpayment

Loan and maintenance expense less than 1/3 of your income

Minimum loan amount

CHF 100,000

CHF 100,000

CHF 100,000

CHF 100,000

Term of loan

3-12 months

2-10 years

unlimited

4-10 years

Renewal conditions

Automatic

At a BCV branch, by telephone, or online

Repayment

Direct or indirect

Direct or indirect

Direct or indirect

Direct or indirect

Today's interest rate

Available on request

Available on request

Available on request

Available on request

 

Learn more

Learn more

Learn more

Learn more

What's the next step?

Visit us

Come to one of
our branch offices

 Find your nearest branch

Call us

We’re available Monday to Friday,
from 7:30 am to 7:30 pm

0844 228 228

Write to us

We'll get back to you
within one working day

Request information

Useful documents

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Buying a home in Switzerland

Owning your home is more than just an investment: it is a major decision that should be carefully considered.

File size : 1.04 MB - Last update : 18 May 2018

Keywords: Achat/ Propriétaire/ Maison/ Logement

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