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Gold Visa/Mastercard® credit card

Our Gold credit cards are perfect for those must-have purchases and can be used in stores and online. They are designed for people with high expectations in terms of credit card services.

Highlights

Accepted at shops in Switzerland and abroad; our Gold cards include contactless payment technology and the 3-D Secure system for secure online payments
Monthly spending limits are set according to your needs and personal financial situation
Our Gold cards include purchase protection and travel insurance – especially important if you have an emergency while abroad

Accepted around the world

Use our Gold Visa and World MasterCard® cards anywhere you are, in Switzerland or abroad.

You can withdraw cash in the local currency when you're in another country.

Select the currency of your Gold card (CHF, EUR, or USD) and make payments in the currency of your choice.

If you need to rent a car, our Gold card lets you do so without a cash deposit; it also includes insurance for the deductible in case of an accident.

Contactless payments

With our cards, you can make payments of up to CHF 80 with a simple wave of your hand. No need to sign a receipt or enter a PIN.

Mobile payments

Security of online purchases through the validation of transactions on the One application
Digital wallets (Apple Pay, Samsung Pay, Google Pay, Swatch Pay!, Garmin Pay, Fitbit Pay)

Online services with BCV-Net et BCV Mobile

Keep track of your payments
Cancel a lost or stolen card
Receive bills free of charge
Change your card limit

Purchase and travel insurance

When you use your BCV Gold card, your purchases are automatically covered by purchase protection and travel insurance. Learn more at www.viseca.ch.

This includes:

Travel insurance if you need to change or cancel a trip
Best price guarantee
Protection against lost, stolen, or damaged luggage
Protection against late luggage arrival
Purchase protectionInsurance for the deductible if you rent a car and get into an accident
An extended guarantee
Medical assistance abroad

Loyalty points

Every time you use your Gold card, you collect surprize points that you can trade in for special offers and discounts.

Anytime, anywhere support

With your Gold card, you're automatically protected if your card is lost or used fraudulently (conditions apply).

You can get emergency assistance while you're travelling (including where to find nearby doctors, hospitals, and lawyers) from our partner Viseca.

If your card is lost or stolen, cancel it immediately:

via BCV-net or BCV Mobile
via Viseca’s “one” app
by contacting Viseca at 058 958 8000 (24/7)

Fees and conditions

	Conditions
Fee for primary card	CHF / EUR / USD CHF 200/year (half price the first year) CHF card included in Family banking packs
Fee for each additional card	CHF 50/year EUR/USD 75/year
Minimum age	18 years old
Spending limit	Set according to your personal financial situation Up to CHF 100,000 per month