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Silver credit card

For big adventures and small pleasures

Advantages

Security

Travel and shop with peace of mind thanks to insurance included with every purchase.

Flexibility

Buy now and pay later in installments – particularly useful when you’re traveling or making big purchases.

Simplicity

Simplify your life by loading your card into your digital wallet (such as Apple Pay or Samsung Pay).

Autonomy

Keep track of your spending with the “one” app. And if your card is lost or stolen, you can block it using that app, BCV Mobile, or BCV-net, or by calling Viseca.

Advantages

Security

Travel and shop with peace of mind thanks to insurance included with every purchase.

Flexibility

Buy now and pay later in installments – particularly useful when you’re traveling or making big purchases.

Simplicity

Simplify your life by loading your card into your digital wallet (such as Apple Pay or Samsung Pay).

Autonomy

Keep track of your spending with the “one” app. And if your card is lost or stolen, you can block it using that app, BCV Mobile, or BCV-net, or by calling Viseca.

Silver credit card

  • Benefit from insurance for shopping and travel

  • Pay in installments

  • Withdraw cash at ATMs

  • Shop online securely

  • Participate in the surprize rewards program

  • Personalize features in BCV Mobile and the “one” app

  • Pay no fee on your card if it’s part of a Family, Youth, or Campus banking pack, or a Young Professional banking pack up to the age of 26

  • * If you apply for a Silver credit card until 31 August 2025, we’ll waive the annual fee for the first year. Conditions apply.

Silver credit card

  • Benefit from insurance for shopping and travel

  • Pay in installments

  • Withdraw cash at ATMs

  • Shop online securely

  • Participate in the surprize rewards program

  • Personalize features in BCV Mobile and the “one” app

  • Pay no fee on your card if it’s part of a Family, Youth, or Campus banking pack, or a Young Professional banking pack up to the age of 26.

Insurance for every occasion

With your Silver credit card, you can travel and shop with peace of mind. By paying with your card, you’ll benefit from insurance coverage for your trips and purchases.

  • For traveling:

  • Trip cancellation insurance: CHF 10,000
  • Trip disruption insurance: CHF 7,500
  • Transport accident insurance: CHF 300,000
  • Search and rescue costs: CHF 60,000

  • Delayed luggage insurance: CHF 500

  • For shopping:

  • Extended warranty: CHF 2,000 (12 months)
  • Purchase protection and transport insurance: CHF 1,000
  • Best-price guarantee: CHF 2,000

  • Online:

  • Online account protection: CHF 5,000
  • Online legal protection: CHF 5,000

  • 24-hour emergency hotline

 

For more information, download an overview of the insurance offered with Silver cards..

 

The surprize reward program

With the surprize reward program, you earn points with every purchase. You can exchange the points in stores for attractive discounts or vouchers, or donate them to the organization of your choice. Here are just a few of our many participating partners:

  • Leisure and travel: Hertz, Ticketcorner, SBB, Starbucks, McDonald’s, and more
  • Clothing and jewelry: H&M, PKZ, Zalando, C&A, and more
  • Beauty and wellness: Marionnaud, The Body Shop, and more
  • Other: Manor, Globus, Nespresso, iTunes, IKEA, HelloFresh, and many more!

Sign up for a Silver card and get 10,000 surprize points as thanks. After that, get one point for every franc you spend, and exchange your points in-store.

Apply today and get 10,000 Surprize points.
 

Find a branch near me

The surprize reward program

With the surprize reward program, you earn points with every purchase. You can exchange the points in stores for attractive discounts or vouchers, or donate them to the organization of your choice. Here are just a few of our many participating partners:

  • Leisure and travel: Hertz, Ticketcorner, SBB, Starbucks, McDonald’s, and more
  • Clothing and jewelry: H&M, PKZ, Zalando, C&A, and more
  • Beauty and wellness: Marionnaud, The Body Shop, and more
  • Other: Manor, Globus, Nespresso, iTunes, IKEA, HelloFresh, and many more!

Sign up for a Silver card and get 10,000 surprize points as thanks. After that, get one point for every franc you spend, and exchange your points in-store.
 

Apply today and get 10,000 Surprize points.

Find a branch near me

Overview of fees and conditions

18 years.

  • No fee for customers with a Family, Youth, or Campus banking pack, or for customers up to the age of 26 with a Young Professional banking pack
  • All other customers: CHF 100/year (half off the first year)

Fee for each additional card: CHF 25/year.

CHF 20 to replace a lost or stolen card.

Up to CHF 10,000, depending on your income.

4% of total; at least CHF 10.

1,75% of total.

Personalize your settings on BCV Mobile

  • Activate or deactivate the online payment function (3D-Secure).

  • Activate or deactivate contactless payments.

  • Change monthly limits.

  • Block your card.

  • Track your account transactions.

Interested?

Useful information

BCV cards

This brochure (available in French only) details all of the cards and card services that BCV offers.

File size : 1 MB - Last update: 25.04.2025

Viseca General Terms and Conditions

When signing your new card, you acknowledge that you have read Viseca Card Services SA’s general terms and conditions for credit cards and prepaid cards.

File size : 485 KB - Last update: 12.07.2022

File also available in: Allemand

Viseca General Insurance Conditions

These general insurance conditions apply to cards issued by Viseca Card Services SA.

File size : 3 MB - Last update: 12.07.2022

BCV Account Terms and Conditions

This document lists the current fees, terms, and conditions for BCV accounts, cards, and other services.

File size : 660 KB - Last update: 01.11.2024

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Other legal information

Please read our website and email Terms and Conditions before using our website or contacting us by email.

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