Be wary if you get a phone call from someone claiming to be an IT support person. When making payments, be sure to check the payee's bank details and the amount. Your log-in details are confidential, never share them with anyone!

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Direct banking pack

First 6 months free for new customers


  • Our direct banking pack is designed specifically for people who prefer the simplicity and flexibilty of online banking. That means you make all your payments and set up standing orders on our online banking platform.


Our Direct banking pack includes:

  • A current account: An exclusively online option to manage your day-to-day finances
  • An e-Savings account: This online-only account offers a higher interest rate
  • A Visa debit card: To make cashless and/or online purchases and withdraw and deposit money at BCV and other cantonal bank ATMs (over 1,700 ATMs across Switzerland)
  • BCV-net, BCV Mobile, and BCV TWINT: Digital solutions for your everyday banking needs
  • BCV EXTRA: For discounts on a range of activities simply by showing votre carte Visa Debit®

You can also get:

  • A Silver or Gold Visa/Mastercard®: For online and in-store purchases around the world
    + half off the annual fee for the first year
  • A BCV Epargne 3 account: a retirement account that can help lower your taxes and finance your home purchase

Fees and conditions

  •  No fee if you hold at least CHF 10,000 in assets at BCV (otherwise CHF 3.50/month)
  • No monthly fee for the first 6 months for new customers


For information on other accounts or services, see the BCV account terms and conditions.


Useful documents

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Classic banking pack

Our Classic banking pack is for people who do most of their banking online but prefer counter services for certain transactions.


Premium banking pack

Our Premium banking pack lets you enjoy all our day-to-day banking services.