Account rates and conditions

 

Day-to-day banking

 

Current interest rate (a)

Direct / Classic / Premium / Young Professional banking packs

0.00%

 

Junior / Youth / Campus packs

 

0.35%

0.05% above CHF 25,000

Sight accounts in Swiss francs and other currencies

0.00%

 

(a) Withholding tax is not levied on accounts on which interest is calculated annually, provided that the interest earned is less than CHF 200

Savings accounts

 

Current interest rate (a)

Savings

0.20% up to CHF 25,000
0.10% up to CHF 100,000
0.00% above CHF 100,000

e-Savings

0.25% up to CHF 25,000
0.10% up to CHF 100,000
0.00% above CHF 100,000

SavingsPlus

0.20% up to CHF 25,000
0.25% up to CHF 75,000
0.30% up to CHF 100,000
0.00% above CHF 100,000

Euro Savings, Security Deposit account

0.00%

Young Savers

 

0.60%
0.05% above CHF 25,000
 

Custodial Savings

 

0.50%
0.05% above CHF 25,000

 

Current interest rate

Epargne 3

0.25%

Epargne 3 Youth

0.75%

Libre passage 

0,01%

Wealth management

 

Current Interest rate

Portfolio account in Swiss francs and other currencies

0.00%

 

Account terms

This brochure provides you with the main fees and conditions applicable to the banking transactions you carry out with BCV.