Hypo-net

Our fast, no-arrangement-fee online mortgage

Hypo-net benefits

Receive an agreement in principle immediately

Pick the terms of your mortgage

Take advantage of our no-arrangement-fee offer

Speak directly with a BCV advisor

Get a reduced interest rate for Minergie-certified properties

Calculate how much you can afford and your mortgage-related expenses

 

Use our calculator to see if your income and the amount you’ve set aside for a down payment are sufficient to obtain a mortgage loan for the property you’re considering. 

You'll also see the different types of mortgage loans we offer and get an estimate of how much owning a given piece of property will cost you overall. 

And it only takes a couple of clicks.

 

Taking out a mortgage loan online has never been easier

With Hypo-net, you’ll receive an agreement in principle in just 15 minutes for mortgages of up to CHF 2,000,000. That way, you’ll know right away whether you have sufficient funds to buy the home you’re interested in – and it can help you rapidly convince the seller to reserve the property for you. 

You decide how much of the application you want to do on your own. You can select your mortgage terms and apply for the loan online by yourself, or you can get help from a BCV advisor over the phone, by videoconference, or at one of our branch offices.

 

Get a lower interest rate on energy-efficient properties and green renovations

We’re here to help you do your bit for the environment by offering attractive interest rates on financing for energy-efficient properties. 

If you buy a property with a CECB eco-rating of A, we’ll waive the interest payments on your mortgage loan for the first 12 months.

 

 

1. Complete

the form to receive an agreement in principle immediately

2. Choose

the loan type and repayment conditions that work best for you

3. Sign

your loan agreement or finalize it with a BCV advisor over the phone, by videoconference, or at a branch

10 minutes

online

5 minutes

online

1-2 meetings

with an advisor

What's the next step?

Call us

We're available Monday to Friday, from 7:30am to 7:30pm