Account rates and conditions

 

Day-to-day banking

 

 

Interest rate (a)

Direct / Classic / Premium / Young Professional banking packs

0.00%

Junior / Youth / Campus packs

 

0.25%

0.05% above CHF 25,000

Sight accounts in Swiss francs and other currencies

0.00%

(a) Withholding tax is not levied on accounts on which interest is calculated annually, provided that the interest earned is less than CHF 200

Savings accounts

Interest rate

Savings, Euro Savings, Security Deposit account

0%

 

e-Savings

0.015%

0.00% above CHF 100,000

Young Savers

0.50%

0.05% above CHF 25,000

Custodial Savings

0.25%

0.05% above CHF 25,000

SavingsPlus

0.010% Up to CHF 20,000
0.015% Up to CHF 75,000
0.020% Up to CHF 100,000
0.00% above CHF 100,000

Epargne 3

0.10% until January 31, 2021; from February 1, 2021: 0.05%

Epargne 3 Youth

0.60% until January 31, 2021; from February 1, 2021: 0.55%

Wealth management

 

Interest rate

Portfolio account in Swiss francs and other currencies

0.00%

 

Account terms

This brochure provides you with the main fees and conditions applicable to the banking transactions you carry out with BCV.

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