The SARON mortgage loan is a competitive solution for financing the purchase of your home. It is a variable-rate loan, and the interest rate is based on the Swiss Average Rate Overnight (SARON).
The interest you pay on this loan varies in line with money-market rates. That means you need to have sufficient liquidity on hand in the event that interest rates rise sharply over the quarter.
It is important to pay close attention to the money market: if rates rise and you decide that the SARON mortgage loan no longer meets your needs, you can switch to another type of mortgage loan at any time.