Mortgage loans

Looking to buy or build a new home or renovate your current one? At BCV, we offer five types of mortgage loans to help you achieve those goals: fixed-rate loans, variable-rate loans, short term loans, the SARON mortgage loan and the Building Plus loan.

Our mortgage loans at a glance

 

Short term

SARON

Fixed-rate

Variable-rate

Building Plus

Buy a home

 


 

 


 

 

 


 

 

-

Build a home

 

-

 

-

 

-

 

-

 


 

Renovate a home

 


 

 


 

 


 

 


 

 


 

Requirements

20% downpayment

 

Loan and maintenance expense less than 1/3 of your income

20% downpayment

 

Loan and maintenance expense less than 1/3 of your income

20% downpayment

 

Loan and maintenance expense less than 1/3 of your income

20% downpayment

 

Loan and maintenance expense less than 1/3 of your income

20% downpayment

 

Loan and maintenance expense less than 1/3 of your income

Minimum loan amount

CHF 20,000

CHF 20,000

CHF 20,000

CHF 20,000

CHF 20,000

Term of loan

3–12 months

2-5 years

2–10 years

unlimited

4–10 years

Renewal conditions

Automatic

At a BCV branch, by telephone, or online

At a BCV branch, by telephone, or online

 

 

Repayment

Direct or indirect

Direct or indirect

Direct or indirect

Direct or indirect

Direct or indirect

Today's interest rate

Available on request

Only known 5 days before interest billed

 Available on request

 Available on request

Available on request

 

Apply for a loan

Learn more

Apply for a loan

Learn more

Apply for a loan

Learn more

Apply for a loan

Learn more

Apply for a loan

Learn more

 

What's the next step?

Call us

We're available Monday to Friday, from 7:30am to 7:30pm