|
Short term |
SARON |
Fixed-rate |
Building Plus |
|---|---|---|---|---|
Buy a home |
✓
|
✓
|
✓ |
- |
Build a home |
- |
- |
- |
✓
|
Renovate a home |
✓
|
✓
|
✓
|
✓
|
Requirements |
20% downpayment
Loan and maintenance expense less than 1/3 of your income |
20% downpayment
Loan and maintenance expense less than 1/3 of your income |
20% downpayment
Loan and maintenance expense less than 1/3 of your income |
20% downpayment
Loan and maintenance expense less than 1/3 of your income |
Minimum loan amount |
CHF 20,000 |
CHF 20,000 |
CHF 20,000 |
CHF 20,000 |
Term of loan |
3–12 months |
2-5 years |
2–10 years |
4–10 years |
Renewal conditions |
Automatic |
At a BCV branch, by telephone, or online |
At a BCV branch, by telephone, or online |
|
Repayment |
Direct or indirect |
Direct or indirect |
Direct or indirect |
Direct or indirect |
Today's interest rate |
Available on request |
Only known 5 days before interest billed |
Available on request |
Available on request |
|
