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SavingsPlus account

With our SavingsPlus account, the more money you have in the account, the higher the interest rate. That makes it ideal for building up your savings over the long term.

Highlights

  • Perfect for putting money aside for the long term
  • The interest rate increases the more money you have in the account

Details

The account has a progressive interest rate, meaning it goes up as the balance in your account increases (up to CHF 500,000).

Fees and conditions

 

Fees and conditions

Age

20 years and older

Withdrawal terms
  • CHF 20,000/year limit, starting in the second year
  • 12 months’ notice required for larger amounts
  • If the required notice is not given, the amount exceeding the withdrawal limit will incur an interest penalty
  • Only interest can be withdrawn starting in the first year

Annual fee

None

Interest rate

Account rates and conditions

Interested?  

Useful documents

BCV Start Invest

Le plan d’épargne en fonds BCV Start Invest vous offre l’opportunité d’accéder aux marchés financiers même avec des montants modestes et de disposer à long terme de meilleures perspectives de rendements qu’avec une épargne traditionnelle.

File size : 375 KB - Last update: 02.08.2023

Épargne BCV

Brochure (in French) about BCV’s various savings accounts.

File size : 4 MB - Last update: 22.11.2023

Custodial Savings account: How it works

Le compte Epargne Cadeau est une solution attrayante pour vous permettre d’épargner en faveur d’un enfant qui vous est cher et pour lui permettre de bénéficier de ce capital à sa majorité.

File size : 45 KB - Last update: 12.07.2023

Related services

Savings account

A Savings account is the perfect way to put money aside for a specific purchase – like a new car or home renovation – or simply for a rainy day.

 
Apply

e-Savings account

As an online-only account, our e-Savings account offers a higher interest rate than our conventional Savings account.

 
Apply

Euro Savings account

With our Euro Savings account, you can save up money in euros.

 
Apply

Custodial Savings Account

With our Custodial Savings account, a parent, family member, or close friend can open an account for a child and put money in it over the years.

 
Apply
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