Through cashgate, we offer personal loans of anywhere from CHF 3,000 to CHF 250,000 for terms ranging from six to eighty-four. The maximum amount you can borrow will depend on your repayment capacity and personal circumstances, such as whether you are single, married, divorced, widowed, self-employed, or have children.
You can purchase optional disability coverage to take care of your loan payments if you become unemployed or unable to work due to an accident or serious illness.
In the event of death before your loan is fully repaid, cashgate will write off the remaining debt.
The amount of your monthly loan payments will remain the same throughout the term of the loan. The amount will consist of principal and interest payments, as well as fees and loan protection insurance. You can pay your loan off early at any time.
cashgate is a brand of Cembra Money Bank SA. The lender is Cembra Money Bank SA, which is based in Zurich.
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Criteria for obtaining a loan |
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Minimum age |
20 years |
Residence of person contracting the loan |
Switzerland |
Nationality or permit |
Swiss citizen or holder of a B or C permit |
Income |
Steady income from a valid permanent employment |
Effective annual interest rate |
5.9%, 7.9% or 9.9%, depending on the amount and term |
Loan term |
Anywhere from 6 to 84 months |
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