BCV Silver MasterCard® and Visa

Our Silver credit cards are perfect for your day-to-day spending and purchases. And you can use them online or in shops, anywhere in the world.

Visa et MasterCard® Argent (470x200)


  • Accepted at shops in Switzerland and abroad; our Silver cards include contactless payment technology and the 3-D Secure system for secure online payments
  • Monthly spending limits are set according to your needs and personal finances
  • Our Silver cards include purchase protection and travel insurance – especially important if you have an emergency while abroad


Accepted around the world

Use our Silver Mastercard® and Visa cards anywhere you are, in Switzerland and abroad.

You can withdraw cash in the local currency when you're in another country.

If you need to rent a car, our card lets you do so without a cash deposit.


Contactless payments 

With our cards, you can make payments of up to CHF 40 with a simple wave of your hand. No need to sign a receipt or enter a PIN.



Secure online payments

  • VisecaOne is both an online service and an app for smartphones. It allows you to check your transaction history and available balance, and download bills free of charge.
  • VisecaOne provides an extra layer of security for all your online transactions, by letting you verify and approve all online payments you make with your card. You can access your account anytime, anywhere using a dynamic authentication procedure – making the process easier and more secure.
  • VisecaOne also uses MasterPass, a secure digital wallet. That means you no longer have to enter your card details because they are already recorded.


Purchase and travel insurance

When you use your BCV Silver card, your purchases are automatically covered by purchase protection and travel insurance. Learn more at www.viseca.ch.

That includes:

  • Travel insurance if you need to change or cancel a trip
  • Best price guarantee
  • Extended guarantee


Loyalty points

Every time you use your Silver card, you collect surprize points that you can trade in for special offers and discounts. Learn more at www.surprize.ch.

You can also use surprize points to get a discount on your credit card’s annual fee (registration required).


Anytime, anywhere support

With your Silver card, you're automatically protected if your card is lost or used fraudulently (conditions apply).

You can get emergency assistance while you're travelling (including where to find nearby doctors, hospitals, and lawyers) from our partner Viseca.ch.

Contact us immediately if your card is lost or stolen. We will cancel the card and issue a new one right away.

Fees and conditions

Silver credit card

Fee for primary card

  • CHF 100/year (half price the first year)
  • Waived if the card is part of a Teen or Campus banking pack
  • CHF 25/year if the card is part of a Young Professional banking pack and you’re under 26

Fee for each additional card

CHF 25

Minimum age

18 years old

Spending limit

  • Set according to your personal financial situation
  • Cannot exceed CHF 10,000/month

What's the next step?

Visit us

Come to one of
our branch offices

Find your nearest branch

Call us

We're available Monday to Friday,
from 7:30am to 7:30pm

0844 228 228

Open a banking pack online

It takes only 10 minutes


Useful information


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