Watch out for fraud! Be wary if you get a phone call from someone claiming to be an IT support person. Never install remote-access software, and when making payments be sure to check the payee’s bank details and the amount. Your log-in details are confidential – never share them with anyone!

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Account rates and conditions

 

 

Day-to-day banking

 

Current interest rate (a)

Direct / Classic / Premium / Young Professional banking packs

0.00%

 

Junior / Youth / Campus packs

 

0.35%

0.05% above CHF 25,000

Sight accounts in Swiss francs and other currencies

0.00%

(a) Withholding tax is not levied on accounts on which interest is calculated annually, provided that the interest earned is less than CHF 200

Savings accounts

 

Current interest rate (a)

Savings

0,75% up to CHF 25 000
0,35% up to CHF 100 000
0,20% above CHF 100 000
 

e-Savings

0,75% up to CHF 25 000
0,35% up to CHF 100 000
0,20% above CHF 100 000

SavingsPlus

0,75%
0,20% above CHF 100 000

Euro Savings

0.00%

Security Deposit account

0.10%

Young Savers

 

1,00%
0,20% above CHF 25 000

Custodial Savings

 

1,00%
0,20% above CHF 25 000

(a) Withholding tax is not levied on accounts on which interest is calculated annually, provided that the interest earned is less than CHF 200

 

Current interest rate

Epargne 3

0.80%

Epargne 3 Youth

1.00%

Libre passage 

0.30%

Wealth management

 

Current Interest rate

Portfolio account in Swiss francs and other currencies

0.00%

 

Account terms

This brochure provides you with the main fees and conditions applicable to the banking transactions you carry out with BCV.