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Account rates and conditions

Day-to-day banking

	Current interest rate (a)
Direct / Classic / Premium / Young Professional banking packs	0.00%
Junior / Youth / Campus packs	0.10% 0.05% above CHF 25,000
Sight accounts in Swiss francs and other currencies	0.00%

Current interest rate (a)

Direct / Classic / Premium / Young Professional banking packs

0.00%

Junior / Youth / Campus packs

0.10%

0.05% above CHF 25,000

Sight accounts in Swiss francs and other currencies

0.00%

(a) Withholding tax is not levied on accounts on which interest is calculated annually, provided that the interest earned is less than CHF 200

Savings accounts

	Current interest rate (a)
Savings	0,025% up to CHF 25 000 0,01% above CHF 25 000
e-Savings	0,025% up to CHF 25 000 0,01% above CHF 25 000
SavingsPlus	0,025% 0,01% above CHF 100 000
Euro Savings	0.00%
Security Deposit account	0.00%
Young Savers	0,45% 0,05% above CHF 25 000
Custodial Savings	0,45% 0,05% above CHF 25 000

(a) Withholding tax is not levied on accounts on which interest is calculated annually, provided that the interest earned is less than CHF 200

	Current interest rate
Epargne 3	0.10%
Epargne 3 Youth	0.55%
Libre passage	0.01%

Wealth management

	Current Interest rate
Portfolio account in Swiss francs and other currencies	0.00%

Account terms

This brochure provides you with the main fees and conditions applicable to the banking transactions you carry out with BCV.

BCV account terms and conditions

This brochure provides you with information on the fees and conditions applicable to your banking transactions.

File size : 347 KB - Last update: 31.12.2025

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