Be wary if you get a phone call from someone claiming to be an IT support person. When making payments, be sure to check the payee's bank details and the amount. Your log-in details are confidential, never share them with anyone!

BCV-net and BCV Mobile will be unavailable on Saturday 08 March from 10h30 pm until Sunday 09 March 05:00 am due to server maintenance. We apologize for the inconvenience, and thank you for your patience.

Header Choisir mon compte Jeunes

First job? We’ve got the right account for you.

Our banking packs

Youth banking packs

Banking packs made for you and your lifestyle

Whether you’re a student, an apprentice, or already working, there’s a pack for you.

Junior banking pack

no fee

Open at a branch

You get:

A Junior current account and Visa Debit card
A Junior savings account
BCV-net and BCV Mobile
BCV TWINT, your digital wallet
Discounts and benefits around Vaud with BCV EXTRA
CHF 50 automatically credited when you open an account
Parental supervision

Youth banking pack

no fee

Open

You get:

A current account with a Visa Debit card
A savings account
BCV-net and BCV Mobile
BCV TWINT, your digital wallet
Discounts and benefits around Vaud with BCV EXTRA
2 free entries to MAD (must be 18 or older)
A Silver Visa/Mastercard® credit card with no monthly fees**

Campus banking pack

no fee

Open online (in French)

You get:

A current account with a Visa Debit card
A savings account
BCV-net and BCV Mobile
BCV TWINT, your digital wallet
Discounts and benefits around Vaud with BCV EXTRA
2 free entries to MAD
A Silver Visa/Mastercard® credit card with no monthly fees**

Youth Professional pack

No fee for 6 months*

Open online (in French)

You get:

A current account with a Visa Debit card
A savings account
BCV-net and BCV Mobile
BCV TWINT, your digital wallet
Discounts and benefits around Vaud with BCV EXTRA
2 free entries to MAD
When you open both an Epargne 3 account and a Portfolio 3 account, we match up to CHF 100 on your first Epargne 3 deposit
A Silver Visa/Mastercard® credit card with no monthly fees until you turn 27**

push

Under 18 years old

open at a branch

18 years or older

Open online (in french)

100% online

Seamless to open

No need to come into a branch – get your banking pack wherever you are, in just 10 minutes.

Provide the requested information and sign the contract online
Send in your supporting documents by email
Get your IBAN to make your first deposit
Get your card and your access codes

Need help? You can speak with a BCV advisor by video call.

Here to help

Putting your needs first

Whether you’re paying for your studies, getting your first paycheck, renting a new apartment, or making your first investments, we’re by your side every step of the way.
If you have questions about your finances or future plans, our advisors are ready to help.
You can choose the method that works for you: visit one of our 60 branches, or contact us by video call, email, or phone.

Not just an account

A pack with perks

Gifts

A CHF 50 deposit when you open a Junior banking pack, or 2 entries to MAD when you open a Youth, Campus, or Young Professionals pack (must be 18 or older)

Special offers

With your Visa Debit card, you can enjoy discounts on activities throughout the canton.

Bonuses

We’ll match up to CHF 100 on your first deposit into your Youth Epargne 3 account if you open it at the same time as a Portfolio 3 account (that you’ll pay into regularly).

Innovative banking solutions

Anywhere, anytime

We have seamless solutions for all your banking needs. Use the BCV Mobile app to keep an eye on your accounts, and BCV TWINT for quick, easy payments.

Track your spending in real time
Contact an advisor by video call with your smartphone
Use eBill for paperless bill payments
Manage your card limits in just a few taps
Make card-free purchases in stores and online with BCV TWINT

Other products to round out your banking packs

Savings

picto

Save for the future at your own pace

Retirement

picto

Start building up your Pillar 3 retirement account

Investing

picto

Start investing at just CHF 50 a month

Over 30?

picto

Learn about our products and services for retail clients

Découvrez nos produits complémentaires

Épargne

picto

Constituez des économies à votre rythme

Prévoyance

picto

Construisons ensemble votre 3ème pilier

Placement

picto

Placez votre argent dès CHF 50 par mois

Plus de 30 ans?

picto

Retrouvez tous nos produits et services pour les particuliers

Interested?

Visit your nearest branch

*Then CHF 2/month, or no fee if you hold at least CHF 10,000 in assets at BCV
**Subject to conditions; a Prepaid Mastercard® is also available

Other legal information

Please read our website and email Terms and Conditions before using our website or contacting us by email.

© 2002-2025 Banque Cantonale Vaudoise, all rights reserved.