The more you set aside, the less tax you'll pay**
*We’ll match up to CHF 100 on your first deposit into your Epargne 3 Youth account if you open it at the same time as a Portfolio 3 account that you regularly pay into with a standing order. You must be under 30 to qualify.
**For example, if you’re unmarried, have no children, live in Lausanne, and have taxable income of CHF 60,000, you’ll save CHF 1,671 in taxes if you pay the maximum annual amount of CHF 7,056 into your Pillar 3 account (based on January 2023 tax rates).
Our Epargne 3 Youth Account lets you do just that. To qualify for this type of account, you simply need to live and work in Switzerland, and your income must be subject to Swiss social security contributions.
can start withdrawing your funds no more than five years before the legal retirement age. If you continue working after the legal retirement age, can provide proof of employment, and keep paying into a Pillar 3 account, you can get the corresponding Pillar 3 tax benefits. You can deduct your Pillar 3 contributions from your taxes for up to five years after the legal retirement
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Keywords: Retraite/ Prévoyance/ Epargne 3/ Amortissement/ Placement
File size : 832 KB - Last update: 01.05.2023
File size : 832 KB - Last update: 01.05.2023
File size : 264 KB - Last update: 01.06.2022
Choisissez parmi les prestations d'épargne de la BCV celles qui vous permettront le mieux d'atteindre vos objectifs et de concrétiser vos rêves.
File size : 485 KB - Last update: 17.06.2022
Keywords: Comptes/ BCV/ conditions
File size : 74 KB - Last update: 07.07.2022
With our Young Savers account, you can earn interest at an attractive rate as you start putting money aside for the future.
As an online-only account, our e-Savings account offers a higher interest rate than our conventional Savings account.