Accounts and services

Below you will find the terms and conditions of use of our accounts and services.

BCV-net Terms and Conditions of Use (369.9 kB)
These conditions accompany the user agreement for our online banking service, BCV-net.
Hypo-net Terms and Conditions of Use (French only)
These terms and conditions govern the use of our Hypo-net platform for taking out a mortgage loan via our website, www.bcv.ch.
SME Direct Conditions of Use (French only)
These terms and conditions govern the use of our SME Direct platform for applying for a business loan via our website, www.bcv.ch.

TradeDirect terms and conditions of use
Customers who use TradeDirect must accept these conditions before they can use the site.
General Terms & Conditions for the Use of BCV TWINT
These conditions accompany the user agreement for our mobile payment application, BCV TWINT.
Regulations Governing Precious Metal Accounts (26.1 kB)
These regulations govern accounts holding precious metals in the form of bars or coins that do not represent safe custody assets.
Maestro® Card Terms and Conditions of Use (230.8 kB)
BCV Maestro® card holders must accept these conditions before they use their card.
Conditions for use of "BCV-Cash" multi-accounts service (82.9 kB)
BCV Cash card holders must accept these conditions before they use their card. The cash function can be used only at BCV ATMs.
Cash Card Terms and Conditions of Use (French only) (230.3 kB)
These conditions govern the use of deposit cards at BCV ATMs equipped for that purpose.
Client information regarding commissions, retrocessions, and other benefits (241.5 kB)
This document aims to clarify the scope of Article 20, paragraph 2, of BCV’s General Conditions regarding commissions, retrocessions, and other benefits that BCV receives.
Summary from the SBA of the legislation governing Covid-19 and Covid-19 Plus loans (French only) (408.1 kB)
This summary statement from the Swiss Bankers Association now forms an integral part of all Covid-19 and Covid-19 Plus loan agreements.