Legal information for BCV structured products
These terms and conditions govern access to information on this website concerning structured products issued by BCV.
In viewing the information on structured products issued by BCV, you tacitly confirm having read and understood the terms and conditions shown below and accept them. If you do not accept the terms and conditions shown below, please leave this website. If you are unsure, please contact BCV.
The terms and conditions applicable to the website bcv.ch also apply, including with regard to the use of cookies.
BCV reserves the right to amend the terms and conditions of this website at any time. By consulting and using this website, you hereby formally accept these terms and conditions.
Structured products are composed of both derivative financial products (such as options) and traditional investments (such as stocks and bonds). The use of derivatives can increase, decrease, or eliminate investment risks. That means that the risk/return profile must be brought in line with your needs and expectations.
Warning on performance and risks
When investing in a structured product, investors must understand how the product works and all the risks involved. Structured products are only appropriate for investors who are aware of the risks involved in the planned transaction and able to bear the potential financial loss. A given structured product may therefore not be appropriate for all investors.
Investors must bear in mind the risks inherent in investing in structured products, including the risk of losing the invested capital. Past performance is no guarantee of current or future performance. The value of an investment may rise or fall for various reasons, and the investor may not recover the initial investment. Furthermore, changes in exchange rates may cause the value of investments to rise or fall for products issued in foreign currencies.
In legal terms, structured products issued by BCV are debt securities for which BCV is the debtor. Structured products are not collective investments within the meaning of the Swiss Federal Investment Fund Act (LPCC). They do not require approval from the Swiss Financial Market Supervisory Authority (FINMA) and are not subject to FINMA supervision. As a result, investors are not protected by the LPCC. Investors are exposed to issuer risk, and the value of their investments does not depend solely on the performance of the underlying asset(s) but also on the solvency of the issuer, which may change during the product's lifetime.
You will also find specific information on risks in securities trading in the Swiss Bankers Association brochure “Risks Involved in Trading Financial Instruments.” That brochure includes information on the features and risks of structured products.
No offer, invitation, or recommendation
The information and data on this website concerning structured products issued by BCV were prepared for information purposes only and do not constitute bookbuilding, an offer to buy or sell, or a personalized investment recommendation. Except as otherwise indicated, the information on this website is not a financial analysis within the meaning of the Swiss Bankers Association's directive on the independence of financial analysts.
The information on structured products shown on this website cannot be viewed by people in some countries. For the structured products in question, please take note of any applicable sales restrictions as set out in the product documentation (prospectus, KID, PRIIPs KID, and termsheet).
Legally binding documentation on the structured products issued by BCV can be found on this website. It can also be obtained from Banque Cantonale Vaudoise (Place Saint-François 14, 1003 Lausanne) and from our teams (+41 21 212 42 00, structures@bcv.ch).Phone calls to BCV may be recorded. By calling us, you tacitly agree to this procedure.
Accuracy, exhaustiveness, and timeliness of information/Waiver of liability
While we make every reasonable effort to use reliable information, we make no representation or warranty of any kind that all information on this website is accurate or complete. We disclaim all liability for any loss, damage, or injury that may result directly or indirectly from this information. The information and opinions on this website are subject to change without notice.
BCV declines all responsibility for information on linked third-party websites.
Copyright/Use of information
The BCV logo and trademark are protected. This website is protected by copyright and may not be reproduced without mentioning BCV, its copyright, and all legal information on the website. Prior written authorization from BCV is required to use part or all of the website for public or commercial purposes. All rights are reserved for third party copyrights.
Governing law and jurisdiction
The entire legal relationship between you and BCV is subject to Swiss law.
The place of performance, the exclusive place of jurisdiction for any litigation and the place of collection proceedings is the place of BCV's head office in Lausanne, Switzerland. Mandatory places of jurisdiction stipulated in relevant Swiss law and international conventions ratified by Switzerland remain applicable. However, BCV reserves the right to file suit at your domicile or in any other court of competent jurisdiction.
