A range of mortgage solutions
Whether you are looking to buy, build or renovate your company's premises or to manage a real estate portfolio, we have a broad range of mortgage solutions tailored to your needs. We also offer added advantages for those seeking to ensure that the buildings they use are energy efficient.
Fixed-rate mortgage loan
With a fixed-rate loan, you can keep careful track of your financial expenses.
Variable-rate mortgage loan
This mortgage loan is a flexible way of financing your property and means you can react quickly if you are looking to sell.
Rollover mortgage loan
This loan is an attractive solution when interest rates are stable or trending downward.
SARON mortgage loan
The interest rate on this loan tracks short-term rates, which are generally lower than long-term rates.
Green mortgage loan
This loan offers an attractive interest rate for Minergie® certified properties.
Building loan
This fixed-rate loan enables you to finance the construction of a property. You can keep careful track of your financial expenses throughout the construction phase.
Building Plus loan
This fixed-rate loan enables you to finance the construction of a property. You can keep careful track of your financial expenses throughout the construction phase and beyond.
Green renovation loan
With this loan, you get a reduction on your interest rate if you undertake energy-saving renovation work.
Our mortgage loans at a glance
| Amount | Term of loan | Interest rate |
|
|---|---|---|---|---|
Fixed-rate mortgage loan |
| 2 to 10 years | Customized | |
Variable-rate mortgage loan |
| Unlimited term | Customized | |
Rollover mortgage loan |
| 1 to 12 months | Customized, renewable fixed rate | |
SARON mortgage loan |
| 2 to 5 years | Daily SARON, minimum 0%, compounded over 3 months + customized margin | |
Building loan | - | Construction phase | Customized variable rate on first and second mortgages | |
Building Plus loan | - | 4 to 10 years |
| |
Green loan | Minimum: CHF 20,000 | At least 5 years |
|
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Useful links
- See our page on investing in property
- Try out our mortgage calculator to find the loan best suited to your needs
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