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Prepare for the future

For your retirement years to be golden, you need to be well prepared. The first step is making sure your finances are on track.

Ask yourself the right questions

How will you supplement your social security income (AVS)? Do you belong to an occupational pension fund? If not, what do you have in mind? Our advisors are there to help you answer these questions and to find the solutions that are best for you.

You want an occupational pension

If you don't belong to an occupational pension fund but think it’s necessary, get in touch with your BCV advisor. You will learn how you can join a pension fund and find out about other personal retirement savings plans. If you plan your finances well, you’ll be able to enjoy a good standard of living post-retirement.

You already have an occupational pension

You may have paid into an occupational pension plan for years, but have you made the right decisions? The occupational-pension system has changed in recent years and will experience further reforms in 2020. The reforms include giving people flexibility in organizing their retirement between the ages of 62 and 70. Ask your advisor for more information, and look at the advantages of supplementing your current coverage with a private pension plan.

Our solutions

Epargne 3 account

This option provides the security of guaranteed additional capital when you retire, or before. You can also save on taxes, as contributions (up to a maximum annual amount) are tax-deductible. There are also legal advantages in the areas of inheritance and bankruptcy. Other advantages: the savings in this account can go towards buying a home or paying down the mortgage on your primary residence.

Learn more about our Epargne 3 account

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Siège et adresse postale

Agence BCV
Place Saint-François 14
1001 Lausanne

BCV
Case postale 300
1001 Lausanne

Agences et bancomats

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We are available Monday to Friday from 8:00am to 18:00pm.

0844 228 228

Autres moyens de contact

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Haben Sie noch eine Frage? Schauen Sie in den häufig gestellten Fragen nach.

If your card has been lost or stolen, you can block it using the following hotlines:

- Mastercard or Visa credit card: +41 (0)58 958 83 83
- Maestro card:
   - If you're calling from Switzerland (Mon-Fri 7:30am to 7:30pm): 0844 228 228
   - If you're calling from outside Switzerland (Mon-Fri 7:30am to 7:30pm): +41 (0)21 212 10 00
   - Outside of the above hours, from both Switzerland and other countries: +41 (0)44 271 22 30

If your BCV-net access has been blocked
After three incorrect password or access code attempts the system automatically blocks the account. Should this occur, please contact our helpline on 0844 228 228 or +41 (0)21 212 10 00, Mon-Fri 7:30am to 7:30pm.
What's my IBAN?
Your IBAN (International Bank Account Number) is a 21-position number that can be found on your Maestro card, as well on your account statements. You can also find it in BCV-net, when you click on the account you wish to know the IBAN for (at the bottom of the screen) or you can use our IBAN converter.

Banknote exchange rates

Currency	Buy	Sell
Euro (EUR)	0.9785ezembed	1.0385ezembed
Pound Sterling (GBP)	1.0930ezembed	1.2430ezembed
US Dollar (USD)	0.9230ezembed	1.0025ezembed
Canadian Dollar (CAD)	0.7035ezembed	0.7885ezembed
Japanese Yen (JPY)	0.006695ezembed	0.007645ezembed

See all currencies

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For information purposes only; these exchange rates are subject to change at any time.