Fondation BCV deuxième pilier is a collective occupational pension fund that provides companies with a comprehensive range of occupational pension plans for their employees. It covers all of French-speaking Switzerland.

Main features

Business services

AVENA serves companies in French-speaking Switzerland that have at least 10 employees. It is also open to sole proprietors and to lawyers and notaries who are members of their respective professional organization in Vaud Canton.

A pillar of the Canton

It managed pension fund assets for over 15,000 members from more than 1,100 companies. The Fund's advisors are readily accessible, and its pension-plan services and solutions are simple and flexible.

Tailored solutions

AVENA provides companies with a range of pension-fund management services. This includes tailored offers, particularly for large companies.

Attractive service

The Fund applies the same conversion rate for both minimum benefits due under the LPP and the supplementary component. The risk premium and the management fees are not age- or gender-indexed. Premiums are paid monthly rather than annually, at no extra cost.


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0844 228 228

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