If you’re a first-time home buyer, or if you’d like to transfer your first-time mortgage loan to BCV, we’ll sweeten the pot by reducing your interest rate by 0.30 percentage point.

Details

• 0.30 percentage-point reduction on your interest rate
• A boost to help you get on the property ladder
  

Conditions

• For purchases of existing homes only
• Can be used for either primary or secondary residences, but not buy-to-let properties
• The interest rate will be fixed with a duration of at least five years
• You must be renting your primary residence when you apply for the loan

Green bonus

If you are buying a property whose CECB eco-rating is A, we'll waive the interest payments on your mortgage loan for the first 12 months.