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BCV Start Immo

If you’re a first-time home buyer, or if you’d like to transfer your first-time mortgage loan to BCV, we’ll sweeten the pot by reducing your interest rate by 0.30 percentage points (special offer: 0.35 points through 31 December 2023).


Our BCV Start Immo loan is an attractive solution if you want to

  • buy (but not build) your first home
  • transfer the first-time mortgage loan on your primary residence to BCV



  • 0.30 percentage-point reduction on your interest rate (special offer: 0.35 points through 31 December 2023)
  • A boost to help you get on the property ladder


  • For purchases of existing homes only
  • Can be used for either primary or secondary residences, but not buy-to-let properties
  • The interest rate will be fixed with a duration of at least five years
  • You must be renting your primary residence when you apply for the loan


Related services

Green bonus

With this loan, we waive your interest payments for the first 12 months if you buy or build a property with a CECB® eco-rating of A or carry out energy-saving renovations.

Fixed-rate mortgage

It's easy to get a handle on your budget with our fixed-rate mortgage loan: your monthly payments will remain the same throughout the term of the loan, even if interest rates go up.

Short term mortgage loan

The short term mortgage loan closely follows financial market conditions during your chosen term.

Useful documents