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BCV Start Immo

If you’re a first-time home buyer, or if you’d like to transfer your first-time mortgage loan to BCV, we’ll sweeten the pot by reducing your interest rate by 0.30 percentage point.


Our BCV Start Immo loan is an attractive solution if you want to

  • Buy (but not build) your first home
  • Transfer the first-time mortgage loan on your primary residence to BCV.



  • 0.30 percentage-point reduction on your interest rate
  • A boost to help you get on the property ladder


  • For purchases of existing homes only
  • Can be used for either primary or secondary residences, but not buy-to-let properties
  • The interest rate will be fixed with a duration of at least five years
  • You must be renting your primary residence when you apply for the loan


Related services

Green bonus

If you are buying a property whose CECB eco-rating is A, we'll waive the interest payments on your mortgage loan for the first 12 months.

Fixed-rate mortgage

It's easy to get a handle on your budget with our fixed-rate mortgage loan: your monthly payments will remain the same throughout the term of the loan, even if interest rates go up.

Variable-rate mortgage

Our variable-rate mortgage loan lets you buy or renovate a home with interest rates that fluctuate as market conditions change.

Short term mortgage loan

The short term mortgage loan's follows financial market conditions during your chosen term.

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