Portfolio 3
Our Portfolio 3 account lets you invest your Pillar 3 savings in the financial markets, where you stand to earn a higher potential long-term return than you would with a traditional Pillar 3 savings account. This account helps you maximize your retirement savings in your Epargne 3 account.
- Funds in your Epargne 3 savings account can be invested on a monthly basis, either automatically or when you decide.
- You can always keep some cash readily available in your Epargne 3 account.
- You can cancel investment orders at any time, and you can convert your investments into cash whenever you want.
- You won't be charged any brokerage or payout fees or any fees for account-handling or administration.
Harness the power of the financial markets
- With a Portfolio 3 account, you can earn a higher potential return on your savings by investing them in the financial markets. However, you will be taking on a higher level of risk.
- The amounts you pay into your Epargne 3 account can be invested in fund units, either automatically or whenever you decide.
- Speak with your BCV advisor, who will look at your risk profile and investment horizon to help you select the strategy that’s right for you.Examples:
*Calculations based on BCV’s past Epargne 3 account interest rates.
The price of investment fund units may fall as well as rise. Past performance is no guarantee of future returns. Each profile has a recommended minimum holding period for the fund units.
You can choose from four strategies:
- BCV Pro Patrimoine (conservative) - Informations (NAV)
- BCV Pension 25 (growth) - Informations (NAV)
- BCV Pension 40 (growth) - Informations (NAV)
- BCV Pension 70 (dynamic) - Informations (NAV)
*Net asset value (NAV)
Interested?
An essential element of your retirement savings
Keywords: Retraite/ Prévoyance/ Epargne 3/ Amortissement/ Placement
File size : 832 KB - Last update: 01.05.2023