This format requires billing software and a QR-IBAN. If you don’t have a QR-IBAN, ask your BCV advisor.
When creating a bill with a QR-IBAN, you must enter a QR reference number. This allows your software to automatically reconcile the payment data.
Check out our quick guide:
If your software can reconcile payment data by importing CAMT files, then you should issue QR bills using a QR-IBAN. Your incoming payments will be recorded as grouped transactions, with the individual payment details contained in the CAMT file. This allows your software to automatically reconcile your accounts. To use this format, you should first make sure that CAMT messages are activated in BCV-net (Preferences > CAMT-ISO) or in BCV-connect.
If your software does not process CAMT files, you should issue QR bills using an IBAN only. With this format, each incoming payment will be booked as a separate transaction in your account, and you will have to reconcile your accounts manually.
Our QR-generator tool on BCV-net is a quick and easy way of generating bills using only an IBAN. You can also upload a file to generate up to 50 bills at once, and either print them on perforated white A4 paper or send them electronically.
No, you are responsible for managing your own billing. You can use the QR-generator available on BCV-net or another online QR-generator like Crésus or QR Module, and then print your bills on perforated white paper. If you issue bills for electronic payment (e-banking or mobile banking), you can send them to your customers by email in PDF format.
If you are not able to generate QR bills, you can invoice using only your IBAN.
No, you can purchase the paper from the supplier of your choice.
The Swiss financial industry has published the following guidelines:
Please also note the following:
You are responsible for managing your QR bills. Unlike with BVR payment slips, you do not need to test your QR bills with us first.
If you wish to test out your QR bills, you can:
No. Depending on your situation, there are two main options:
You can find more information above, under “Which format should I use for my QR bills?”
The payment data, including the value date, creditor account, and the QR-IBAN, are available in the following formats: