Savings accounts

Our savings accounts are the ideal way to separate your savings from your day-to-day expenses. Put money aside for a new car or dream vacation, or simply for a rainy day. We offer a range of accounts to help you meet your savings goals with ease.


BCV Savings account: save towards your goals

Our basic Savings account is perfect if you want to save up for a specific purchase or tuck money away where you can get to it easily.

e-Savings account: take advantage of an attractive interest rate

This online-only savings account offers a higher interest rate than our standard Savings account. It is linked to your BCV current account, which means you can also make withdrawals from this account at BCV ATMs with the same Maestro card.

SavingsPlus account: boost your return

The interest rate on our SavingsPlus account goes up the more money you have in the account – which can considerably enhance your return. 

Euro Savings account: shop hassle-free in the eurozone

Our Euro Savings account lets you set aside and save up euros for a European holiday, vacation home, or investment opportunity. 

Custodial Savings account: give the gift of financial security

A new baby is a joyful event, and the start of a whole new life. What better gift for that new life than financial security? With our Custodial Savings account, a parent, family member or close friend can open an account for the child and put money in it over the years, to help pay for college and other important expenses.

Our savings accounts at a glance





Euro Savings

Custodial Savings


20 years and older 

20 years and older 

20 years and older 

 18 years and older

18 years and older

Account management fees






Withdrawal limit

  • CHF 10,000/month.
  • 6 free withdrawals per year; additional withdrawals
    CHF 6 each.
  • CHF 10,000/month.
  • 12 free withdrawals per year through  BCV-net or at ATMs; additional withdrawals CHF 6 each.

CHF 20,000/year, possible only from the second year. 

  • CHF 10,000/month.
  • 1% commission (minimum CHF 20).

CHF 10,000 /month (conditions apply, see Custodial Savings account for more information).

Interest rate

0.00% above CHF 100,000

0.00% above CHF 100,000

0.010% Up to CHF 20,000
0.015% Up to CHF 75,000
0.020% Up to CHF 100,000
0.00% above CHF 100,000

0,00% above EUR 100,000


Other conditions


Must also have a current account at BCV and access to BCV-net.

The interest rate increases in proportion to the
account balance. Interest can be withdrawn starting in the first year.

  • Base currency: euros.
  • Minimum initial deposit of EUR 1,000.
The account must be opened and managed by a parent, close relative, or friend until the child's 18th birthday.


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Useful documents


BCV Start Invest

Le plan d’épargne en fonds BCV Start Invest vous offre l’opportunité d’accéder aux marchés financiers même avec des montants modestes et de disposer à long terme de meilleures perspectives de rendements qu’avec une épargne traditionnelle.

File size : 203.48 KB - Last update : 02 February 2021


Épargne BCV

Pour donner vie à vos projets d'avenir, l'offre Épargne BCV

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Fonctionnement du compte Epargne Cadeau

Le compte Epargne Cadeau est une solution attrayante pour vous permettre d’épargner en faveur d’un enfant qui vous est cher et pour lui permettre de bénéficier de ce capital à sa majorité.

File size : 1.42 MB - Last update : 15 November 2019


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