Gold Visa or World Mastercard® credit card

Our Gold credit cards are perfect for your daily spending and purchasing needs and can be used wherever you shop, either online or at destinations around the world. They are designed specifically for people with high expectations in terms of customer service and features.

Carte Or

Highlights

  • Accepted at shops in Switzerland and abroad; our Gold cards include contactless payment technology and the 3-D Secure system for secure online payments
  • Monthly spending limits are set according to your needs and personal financial situation
  • Our Gold cards include purchase protection and travel insurance – especially important if you have an emergency while abroad

Details

Accepted around the world

Use our Gold Visa and World MasterCard® cards anywhere you are, in Switzerland or abroad.

You can withdraw cash in the local currency when you're in another country.

Select the currency of your Gold card (CHF, EUR, or USD) and make payments in the currency of your choice.

If you need to rent a car, our Gold card lets you do so without a cash deposit; it also includes insurance for the deductible in case of an accident.

Contactless payments 

With our cards, you can make payments of up to CHF 40 with a simple wave of your hand. No need to sign a receipt or enter a PIN.

 

PW-Paypass

Secure online payments

  • VisecaOne is both an online service and an app for smartphones. It allows you to check your transaction history and available balance, and download bills free of charge.
  • VisecaOne provides an extra layer of security for all your online transactions, by letting you verify and approve all online payments you make with your card. You can access your account anytime, anywhere using a dynamic authentication procedure – making the process easier and more secure.
  • VisecaOne also uses MasterPass, a secure digital wallet. That means you no longer have to enter your card details because they are already recorded.

Purchase and travel insurance

When you use your BCV Gold card, your purchases are automatically covered by purchase protection and travel insurance. Learn more at www.viseca.ch.

This includes:

  • Travel insurance if you need to change or cancel a trip
  • Best price guarantee
  • Protection against lost, stolen, or damaged luggage
  • Protection against late luggage arrival
  • Purchase protection
  • Insurance for the deductible if you rent a car and get into an accident
  • An extended guarantee
  • Medical assistance abroad

Loyalty points

Every time you use your Gold card, you collect surprize points that you can trade in for special offers and discounts. Learn more at www.surprize.ch.

You can also use surprize points to get a discount on your credit card’s annual fee (registration required).

Anytime, anywhere support

With your Gold card, you're automatically protected if your card is lost or used fraudulently (conditions apply).

You can get emergency assistance while you're travelling (including where to find nearby doctors, hospitals, and lawyers) from our partner Viseca.

Contact us immediately if your card is lost or stolen. We will cancel the card and issue a new one right away.

Fees and conditions

Conditions

Fee for primary card

  • CHF / EUR / USD 200/year (half price the first year)
  • EUR/USD 150/year

Fee for each additional card

  • CHF 50/year
  • EUR/USD 75/year

Minimum age

18 years old

Spending limit

  • Set according to your personal financial situation
  • Up to CHF 100,000 per month

What's the next step?

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0844 228 228

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